Guardian Asset Advisors, LLC logo

Guardian Asset Advisors, LLC

Updated today

Client assets under management

$272,873,556

Clients

1,196

8% high-net-worth

Advisors

8

of 8 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

150

Very High

Average account size

$228,155

About

Guardian Asset Advisors works with individuals (including high‑net‑worth clients), trusts, estates and business entities, offering asset management, financial planning, retirement plan consulting, and referrals to third‑party money managers. The firm also participates in the Osaic Wealth Managed Opportunities wrap program and implements portfolios using individual stocks and bonds, mutual funds, ETFs, options and other securities.

The firm describes a fiduciary, asset‑allocation oriented process that emphasizes diversified, long‑term strategies, periodic rebalancing and at‑least‑annual portfolio reviews, while allowing clients to impose reasonable investment restrictions. Guardian combines internally managed accounts with access to sub‑advisors and unified managed account strategies, and offers both discretionary and non‑discretionary arrangements depending on client needs.

Notable operational features that distinguish Guardian from many team firms include an affiliation with broker‑dealer Osaic Wealth (its management persons are registered representatives who may offer commissionable products), a multi‑office structure with five offices, and the use of standing letters of instruction for a substantial number of client accounts (412 accounts totaling approximately $77 million). The brochure also discloses the firm’s use of institutional platforms from Schwab and Fidelity and the related services and economic arrangements those platforms provide.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses

Occupation focus

Founder/Business Owner Executive

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Fee options

Fixed

Up to $15,000 for financial planning and consulting; $750 to $10,000 for Retirement Plan Consulting

Percentage

$0 - $249,999.99: 2.50% $250,000.00 - $499,999.99: 2.00% $500,000.00 - $749,999.99: 1.65% $750,000.00 - $1,249,999.99: 1.50% $1,250,000.00+: 1.25%

Commissions

Securities sales commissions and trail fees from mutual funds via affiliated broker-dealer

Project-based

Up to $350/hour for financial planning and consulting; up to $250/hour for Retirement Plan Consulting

Other

Minimum fee: Minimum fee of $250 for written financial plans Fee-only: Hourly fees up to $350/hour; flat fees up to $15,000 for financial planning and consulting services; Retirement Plan Consulting fees: hourly up to $250/hour, flat fees $750 to $10,000, or up to 1.00% of plan assets

Main office location

Guardian Asset Advisors, LLC

5000 Ritter Rd, Suite 202

Mechanicsburg PA 17055, United States

Number of offices

5

Most active in

Delaware · Florida · Maryland · North Carolina · Pennsylvania · Texas · Virginia · West Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

David M

Series 63, Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

David Marrazzo is a financial advisor with Guardian Asset Advisors, LLC, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has worked at Guardian Asset Advisors since 2007 and has prior experience with National Planning Corporation and Securities America Inc. Outside of his advisory role, Marrazzo is active in his community as chairman of the Cursillo Committee, organizing religious retreats, and serves on the Diocesan Pastoral Council providing advice on pastoral ministries. Guardian Asset Advisors, LLC provides fiduciary investment advisory services to individuals, trusts, estates, and businesses. The firm focuses on individualized portfolio construction and continuous supervision, emphasizing asset allocation through diversified investments and regular account reviews.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Jason G

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Jason Giordano is a financial advisor with Guardian Asset Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Guardian Asset Advisors since 2017 and previously held roles at Securities America Inc. and National Planning Corporation. In addition to his advisory work, Giordano supports CPA clients and business owners through Sentinel Integrated Planning, providing business planning and consulting services aimed at enhancing client service and retention. Guardian Asset Advisors, LLC offers fiduciary investment advisory services to individuals, trusts, estates, and businesses. The firm focuses on individualized portfolio construction and ongoing supervision, utilizing diversified allocations across mutual funds, ETFs, stocks, bonds, and sub-advisor model portfolios, with an emphasis on asset allocation as the primary driver of returns.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

David N

Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

David Noggle is a financial advisor with Guardian Asset Advisors, LLC, holding a Series 66 designation and 15 years of industry experience. He previously worked at Securities America Inc. and National Planning Corporation. In addition to his advisory role, he is involved in fixed insurance sales. Guardian Asset Advisors, LLC provides fiduciary investment advisory services to individuals, trusts, estates, and businesses. The firm focuses on individualized portfolio construction and continuous supervision, using diversified asset allocations grounded in modern portfolio theory.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

John K

Series 63

Wyomissing, PA

Guardian Asset Advisors, LLC

John Kirschner is a financial advisor with Guardian Asset Advisors, LLC, holding a Series 63 designation and 32 years of industry experience. His career includes roles at National Planning Corporation, Securities America, Inc., and Osaic Wealth, Inc. He is also the owner of Kirschner Financial S Corp, a pass-through company with no investment-related activities. Guardian Asset Advisors provides fiduciary investment advisory services to individuals, trusts, estates, and businesses. The firm focuses on individualized portfolio construction and ongoing account supervision, utilizing diversified allocations and modern portfolio principles.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Darren G

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Darren Gutshall is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Guardian Asset Advisors since 2007 and has prior experience with National Planning Corporation and Securities America, Inc. Outside of advisory services, he is involved in insurance sales. Guardian Asset Advisors, LLC provides fiduciary investment advisory services to individuals, trusts, estates, and businesses, focusing on individualized portfolio construction and continuous supervision. The firm employs diversified allocations and adheres to modern portfolio principles, emphasizing asset allocation over market timing or stock picking.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Anthony M

Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Anthony Marrazzo is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at Securities America, Inc. and independent contracting. Guardian Asset Advisors provides fiduciary investment advisory services to individuals, trusts, estates, and businesses. The firm focuses on individualized portfolio construction and ongoing account supervision, utilizing diversified allocations and a modern portfolio approach to asset management.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Craig H

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Craig Hahnlen is a financial advisor with Guardian Asset Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Osaic Wealth, Securities America Inc., and National Planning Corporation. In addition to advisory services, he also engages in the sale of fixed insurance and annuity products. Guardian Asset Advisors provides fiduciary investment advisory services to individuals, trusts, estates, and businesses, focusing on individualized portfolio construction and continuous account supervision. The firm utilizes diversified asset allocations grounded in modern portfolio principles and offers access to third-party money managers and the Osaic Wealth Managed Opportunities wrap program.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Joseph M

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Joseph Marrazzo Jr. is an investment advisor representative at Guardian Asset Advisors, LLC with 29 years of industry experience. He has worked at Guardian Asset Advisors since 2007 and previously held roles at National Planning Corporation and Securities America, Inc. Marrazzo is also president and owner of Marrazzo and Associates Financial Group, a business involved in insurance sales, annuity services, financial planning, and income tax preparation. He serves as treasurer for NAIFA-PA. Guardian Asset Advisors, LLC provides fiduciary investment advisory services to individuals, trusts, estates, and businesses, offering asset management, financial planning, and retirement plan consulting. The firm’s approach emphasizes individualized portfolio construction based on modern portfolio theory, focusing on asset allocation rather than market timing or stock picking.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
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