Guardian Asset Advisors, LLC logo

Guardian Asset Advisors, LLC

Updated today

Client AUM

$272,873,556

Clients

1,196

Advisors

8

across 3 offices

About

Guardian Asset Advisors, LLC serves individuals (including high‑net‑worth clients), trusts, estates and business entities, managing about $278 million in regulatory assets for roughly 1,196 clients through a team of eight advisors. The firm provides asset management, written financial planning and consulting, retirement plan consulting, and access to third‑party money managers and the Osaic Wealth Managed Opportunities wrap program.

The firm emphasizes continuous account supervision and a fiduciary duty, constructing diversified, asset‑allocation‑driven portfolios using mutual funds, ETFs, individual stocks and bonds, and cash equivalents, with account reviews at least annually and the ability for clients to impose reasonable restrictions. Guardian also refers clients to and monitors sub‑advisors, using model portfolios and unified managed account overlays when appropriate as part of its implementation options.

Noteworthy compared with peers, Guardian is affiliated with broker‑dealer Osaic Wealth Inc., and several management persons are registered representatives who may effect commissionable securities sales and receive commissions or trail fees — a conflict the firm discloses and says it manages. The firm also operates five offices and reports standing letters of instruction for 412 client accounts totaling about $77.4 million, reflecting a larger operational footprint and specific custody/third‑party transfer arrangements to be aware of.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses

Occupation focus

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees up to $15,000 for financial planning and consulting; flat fees range from $750 to $10,000 for retirement plan consulting

Percentage

$0 - $249,999.99: 2.50% $250,000.00 - $499,999.99: 2.00% $500,000.00 - $749,999.99: 1.65% $750,000.00 - $1,249,999.99: 1.50% $1,250,000.00 - $2,999,000.00: 1.25% $3,000,000.00 - $4,999,999.99: 1.00% $5,000,000.00 - $9,999,999.99: .90% $10,000,000.00+: .75%

Commissions

Commission-based sales of securities via associated broker-dealer; less than 50% of revenue from commissions and trail fees

Project-based

Up to $350 per hour for financial planning and consulting; up to $250 per hour for retirement plan consulting

Other

Minimum fee: Minimum fee of $250 for written financial plans

Main office

See office

5000 Ritter Rd, Ste 202

Mechanicsburg PA 17055

Advisors at this office

6

Most active in

Delaware · Florida · Maryland · North Carolina · Pennsylvania · Texas · Virginia · West Virginia

Also doing business as

Guardian Asset Advisors LLC · Guardian Asset Advisors, LLC · Marrazzo & Associates Financial Group · Securities America · Sentinel Integrated Planning

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

David M

Series 63, Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

David Marrazzo is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA, holding Series 63 and Series 66 licenses and with 38 years of industry experience. He has been with Guardian Asset Advisors since 2007 and previously worked at National Planning Corporation and Securities America Inc. Marrazzo is also involved in community and religious activities, serving as Chairman of the Cursillo Committee and as a member of the Diocesan Pastoral Council. Additionally, he operates a tax preparation service and is engaged in insurance sales. Guardian Asset Advisors, LLC serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets for about 1,196 clients through a team of eight advisors. The firm provides asset management, financial planning, retirement plan consulting, and access to third-party money managers, emphasizing fiduciary duty and diversified, asset-allocation-driven portfolios.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Jason G

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Jason Giordano is a financial advisor at Guardian Asset Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Securities America Inc. and National Planning Corporation. Outside his advisory role, Giordano supports CPAs and business owners through Sentinel Integrated Planning, providing consulting services to enhance business planning and client service. Guardian Asset Advisors, LLC manages approximately $278 million in assets for individuals, trusts, estates, and business entities. The firm employs a team-based approach, emphasizing fiduciary duty and diversified, asset-allocation-driven portfolios with ongoing account supervision.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

David N

Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

David Noggle is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at National Planning Corporation, Securities America Inc., and OSAIC. Outside of advisory work, he is involved in fixed insurance sales on a limited basis. Guardian Asset Advisors serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets. The firm offers asset management, financial planning, retirement plan consulting, and access to third-party money managers, with an investment approach focused on fiduciary duty, diversified asset allocation, and continuous account supervision.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

John K

Series 63

Wyomissing, PA

Guardian Asset Advisors, LLC

John Kirschner III is a financial advisor at Guardian Asset Advisors, LLC with 33 years of industry experience. He holds a Series 63 designation and has worked at National Planning Corporation, Securities America, Inc., and OSAIC. He is the owner of Kirschner Financial S Corp, a pass-through company unrelated to investment activities. Guardian Asset Advisors, LLC serves individuals, high-net-worth clients, trusts, estates, and business entities, managing approximately $278 million in regulatory assets. The firm offers asset management, financial planning, retirement plan consulting, and access to third-party money managers through a team of eight advisors.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Darren G

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Darren Gutshall is a financial advisor with Guardian Asset Advisors, LLC in Mechanicsburg, PA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Guardian Asset Advisors since 2007 and previously held positions at National Planning Corporation and Securities America, Inc. Outside of his advisory role, he is involved in insurance sales through an ownership interest. Guardian Asset Advisors serves individuals, trusts, estates, and business entities, managing approximately $278 million in regulatory assets for about 1,196 clients. The firm provides asset management, financial planning, and retirement plan consulting, employing diversified, asset-allocation portfolios with continuous account supervision and a fiduciary standard.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Anthony M

Series 66

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Anthony Marrazzo is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Guardian Asset Advisors, LLC and has prior experience at Securities America, Inc. Marrazzo's background also includes work as an independent contractor and earlier employment in the retail sector. Guardian Asset Advisors, LLC serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets for nearly 1,200 clients through a team of eight advisors. The firm focuses on fiduciary account supervision and diversified, asset-allocation-driven portfolios using mutual funds, ETFs, stocks, bonds, and cash equivalents, with annual account reviews and customizable client restrictions.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Craig H

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Craig Hahnlen is a financial advisor with Guardian Asset Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Securities America Inc., National Planning Corporation, and Wealth Management Services. He also engages in fixed insurance and annuity sales as an ancillary service for clients. Guardian Asset Advisors, LLC serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets for over 1,190 clients through a team of eight advisors. The firm focuses on continuous account supervision and fiduciary duty, employing diversified, asset-allocation-driven portfolios with annual reviews and access to third-party managers and the Osaic Wealth Managed Opportunities wrap program.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
user avatar

Joseph M

Series 63, Series 65

Mechanicsburg, PA

Guardian Asset Advisors, LLC

Joseph Marrazzo Jr. is an investment advisor representative at Guardian Asset Advisors, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Guardian Asset Advisors since 2007, with prior experience at National Planning Corporation and Securities America, Inc. He is also president and owner of Marrazzo and Associates Financial Group, where he provides insurance, annuity sales, planning, and income tax preparation services. Additionally, Marrazzo serves as treasurer of NAIFA-PA. Guardian Asset Advisors, LLC serves individuals, trusts, estates, and business entities, managing approximately $278 million in assets for about 1,196 clients through a team of eight advisors. The firm offers asset management, financial planning, retirement plan consulting, and access to third-party money managers, emphasizing fiduciary duty and diversified, asset-allocation-driven portfolios.

Retirement plans for business owners (SEP, solo 401k) Business sale tax planning Cash flow / budgeting General estate planning guidance Tax strategies for small businesses Founder/Business Owner Executive
View complete list of advisors at this firm
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