Guardian Plus Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$10,514,578
Clients
20
Advisors
1
of 1 employees
About
Guardian Plus Inc. is a fee‑only, independent registered investment adviser that provides wealth planning, portfolio management, monitoring, and consulting to individuals, financial planners, corporations, and non-profit organizations. The brochure states the firm managed $11,749,816 as of 06/30/2025 and explicitly notes relationships with corporate and charitable clients, including management of the Mill Creek Rotary Foundation.
The firm emphasizes asset allocation and active rebalancing as its primary investment approach, following a four‑step process of planning, construction, management, and quarterly review. Portfolios are constructed using ETFs, taxable and tax‑exempt bonds, individual equities and limited option strategies (covered calls), and the firm offers three proprietary Plus+ portfolio tiers including custom income and a covered‑call enhanced strategy; some accounts are managed on a non‑discretionary basis while others are discretionary.
What is distinctive for a solo, independent adviser is the combination of institutional and charitable client work together with monitoring and third‑party manager selection services, and a formalized covered‑call offering within its Tiered portfolios. The brochure also discloses affiliated entities (a management LLC and a limited partnership role) and a practice of using Schwab Institutional for certain portfolios, which shape the firm’s operational and custody arrangements relative to many peers.
Client services
Expertise
Fee options
0+: 0.25% 0+: 0.75% 0+: 1.00%
Consultation services at $150 per hour billed in arrears.
Monitoring services and Asset Allocation 401(k) services at $200 per year, billed quarterly ($50 in advance).
Fee-only: Fees are negotiable and billed quarterly in advance based on prior quarter's ending account value.
Main office
Mill Creek WA
Advisors at this office
1
Most active in
Washington
Also doing business as
Guardian Plus · Guardian Plus Inc · Mercator Financial Group · William H Mcelroy & Co.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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