Guardian Wealth Management, LLC logo

Guardian Wealth Management, LLC

Updated today

Client AUM

$407,971,672

Clients

348

Advisors

6

across 3 offices

About

Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning and consultation services. Portfolios are generally built with mutual funds and exchange-traded funds, while planning engagements cover investment, retirement, estate, charitable and education planning as well as business-focused areas such as tax planning, cost segregation studies, corporate structure and real estate analysis.

The firm emphasizes continuous supervision with periodic portfolio reviews and rebalancing—applying Modern Portfolio Theory and efficient-frontier concepts to construct diversified allocations—and typically holds short-term cash in money market funds, FDIC-insured deposits or short-duration municipal bond funds. Clients receive tailored advice under either asset management or planning engagements, although the firm usually does not accept client-imposed restrictions on specific securities.

Noteworthy features include part-ownership by a CPA firm (Mauldin & Jenkins) and formal platform relationships with custodial and institutional providers (Schwab Institutional and Dimensional), as well as an uncommon custody posture arising from client-authorized access to held-away account credentials for aggregation and management, which the firm discloses and monitors. Guardian also discloses oversight of third-party service providers that use artificial intelligence and machine learning and combines that oversight with business-oriented advisory capabilities—an operational mix that differs from many peers; the firm has operated as an investment adviser since 1997.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing

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Fee options

Fixed

Comprehensive Financial Plan fees generally $2,000

Percentage

$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% Over $2,000,000+: Negotiable

Project-based

$200/hour for financial planning and consultation services

Other

Account minimum: $500,000 Minimum fee: Minimum advisory fee of $5,000 annually for asset management service Fee-only: Hourly fees are $200 with a $200 minimum; comprehensive financial planning fees generally $2,000 (flat fee)

Main office

See office

736 Market Street, Suite 1320

Chattanooga TN 37402

Advisors at this office

4

Most active in

Alabama · Florida · Georgia · Missouri · New Hampshire · South Carolina · Tennessee · Texas · Virginia

Also doing business as

Guardian Wealth Management, Inc. · Guardian Wealth Management, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James R

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

James Raper is a PFS™ credentialed advisor with Guardian Wealth Management, LLC in Chattanooga, TN, and has four years of industry experience. Prior to joining Guardian Wealth Management, he worked at Henderson Hutcherson & McCullough CPAs and held roles at Belhaven University, BlueCross BlueShield of Tennessee, and the YMCA of Chattanooga. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using portfolios generally composed of mutual funds and exchange-traded funds. The firm applies Modern Portfolio Theory in constructing diversified allocations and offers a combination of advisory services with formal custodial and institutional relationships.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
user avatar

Eduardo P

CFP®

Chattanooga, TN

Guardian Wealth Management, LLC

Eduardo Palacios III is a CFP® professional with Guardian Wealth Management, LLC in Chattanooga, TN. He has been with the firm since 2016 and has 10 years of industry experience. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, focusing on diversified portfolios built with mutual funds and ETFs and comprehensive planning services including investment, retirement, estate, charitable, education, and business-related areas. The firm employs Modern Portfolio Theory and emphasizes continuous supervision with periodic portfolio reviews and rebalancing.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
user avatar

Daryl C

CFP®, Series 65

Chattanooga, TN

Guardian Wealth Management, LLC

Daryl Crow is a CFP® and holds a Series 65 license with six years of industry experience. He has worked at Guardian Wealth Management since 2026 and previously spent six years at Haddon Group LLC. His background also includes roles at Tennessee Valley Authority and True North Custom. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, focusing on diversified portfolios constructed using Modern Portfolio Theory. The firm integrates formal relationships with custodial and institutional providers and employs a distinctive custody model involving client-authorized access to held-away accounts.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
user avatar

James M

CFP®

Johnson City, TN

Guardian Wealth Management, LLC

James Motte is a CFP® professional with 12 years of experience in financial advising. He has worked at Guardian Wealth Management, LLC since 2023 and previously spent seven years at First Covenant Trust and Advisors. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning services. The firm emphasizes continuous supervision and diversified portfolio construction using Modern Portfolio Theory, serving clients with tailored advice across investment, retirement, estate, charitable, education, and business-related planning areas.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
user avatar

Donald V

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

Donald Vanlandingham Jr. is a PFS™ credentialed advisor with 24 years of industry experience. He has been with Guardian Wealth Management, Inc. since 1997. Outside of advising, he is an investment partner and owner of a commercial office building in Chattanooga, TN. Guardian Wealth Management advises individual and high-net-worth clients through discretionary asset management and financial planning, using diversified portfolios generally built with mutual funds and ETFs. The firm applies Modern Portfolio Theory and efficient-frontier concepts while providing tailored advice across investment, retirement, estate, charitable, education, and business-focused planning areas.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
user avatar

Laura R

PFS™

Chattanooga, TN

Guardian Wealth Management, LLC

Laura Reid is a financial advisor at Guardian Wealth Management, LLC in Chattanooga, TN, holding the PFS™ designation and with four years of industry experience. She has been with Guardian Wealth Management since 2014. Guardian Wealth Management serves individual and high-net-worth clients through discretionary asset management and comprehensive financial planning. The firm employs Modern Portfolio Theory and efficient-frontier concepts to create diversified portfolios primarily composed of mutual funds and ETFs, while also offering planning services that address investment, retirement, estate, charitable, education, and business-related financial needs.

General retirement planning Charitable giving & philanthropy General tax planning Real estate investing
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