Guidance Wealth Advisors LLC
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About
Guidance Wealth Advisors LLC provides discretionary wealth management and comprehensive financial planning primarily to individual clients, including high‑net‑worth households, as well as certain business, foundation, and charitable accounts. The firm combines an initial written financial plan with ongoing portfolio management and may refer retirement plans to a third‑party adviser under a solicitor arrangement.
The firm’s investment process is tailored to each client and typically uses diversified allocations across equities, fixed income, mutual funds, ETFs, and alternative vehicles, and may employ independent managers where appropriate. It also uses more specialized tools — including direct indexing, securities‑backed lines of credit, structured notes, buffer ETFs, and customized options collars — and discloses the specific risks associated with those strategies in its brochure.
Notable aspects that distinguish the firm from many peers are its ownership and operating structure (the founder remains the sole manager and chief compliance officer, with limited internal supervisory layers) and an affiliation with an insurance agency that provides tax planning and generates insurance commissions; the brochure discloses the potential conflicts and mitigation measures. The firm’s explicit use of derivatives and options in separately managed accounts, combined with its small advisory team and stated time commitments to affiliated insurance activities, are less common among firms of similar size.
Client services
Expertise
Occupation focus
Fee options
1.40% annually (typical, negotiable)
Account minimum: $1,000,000 Fee-only: Annual management fee of approximately 1.40% of assets under management (negotiable based on account size and other factors)
Main office
1225 Nj Route 31 South, Building C, Suite 324
Lebanon NJ 08833
Advisors at this office
2
Most active in
New Jersey · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Nick G
Series 65
Lebanon, NJ
Guidance Wealth Advisors LLC
Nick Guida is a financial advisor at Guidance Wealth Advisors LLC with 12 years of industry experience. He holds a Series 65 designation and previously worked at A Better Way Financial, LLC and Retirement Wealth Advisors, Inc. Outside of advising, Guida is a published author of financial articles for outlets including Forbes and Fortune.com and is involved in a solar equipment purchasing venture. Guidance Wealth Advisors LLC provides discretionary wealth management and comprehensive financial planning primarily to individual clients, including high-net-worth households, as well as business, foundation, and charitable accounts. The firm employs tailored investment strategies using diversified allocations and specialized tools such as direct indexing and options collars.
Samantha B
Series 65
Lebanon, NJ
Guidance Wealth Advisors LLC
Samantha Baghal is an advisor at Guidance Wealth Advisors LLC with a Series 65 credential and two years of industry experience. She has worked at Guidance Wealth Advisors LLC since 2024 and at Guidance Income Advisors, LLC since 2025. Outside of her advisory role, she is also involved as an insurance producer. Guidance Wealth Advisors LLC provides discretionary wealth management and comprehensive financial planning primarily to individual clients, including high-net-worth households, as well as certain business, foundation, and charitable accounts. The firm employs tailored investment strategies that include diversified allocations and specialized tools such as direct indexing and options collars.
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