Guide Advisors, Inc.

Jonathan Heras is a financial advisor at Guide Advisors, Inc. in Coeur D'Alene, ID, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked both as a sole proprietor and with Guide Advisors since 2012. Outside of his advisory role, he is a member of the Bellevue Breakfast Rotary Club, a charitable nonprofit organization. Guide Advisors, Inc. provides fee-based financial planning and consulting services to individuals, high-net-worth clients, and charitable organizations, acting as a co-advisor to manage client accounts through third-party platforms. The firm combines a multi-office presence with a public-education approach, offering seminars and workshops alongside commissionable insurance and annuity products.

Randall Davey is a financial advisor at Guide Advisors, Inc. in Mesa, AZ, with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked in various roles including insurance and securities since 2003. He operates a sole proprietorship offering insurance products and services alongside his advisory work. Guide Advisors serves individuals, high-net-worth clients, foundations, and charitable organizations with fee-based financial planning and consulting, co-advisory asset management through a third-party platform, and insurance and annuity products. The firm conducts public seminars and educational workshops and generally acts as a co-advisor rather than directly managing discretionary client portfolios.

Ronald Geer is a financial advisor at Guide Advisors, Inc. with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with Guide Advisors, formerly Geer Financial Group, since 1996. Approximately 10% of his time is spent on insurance product sales and services as a licensed insurance agent. Guide Advisors serves individuals, high-net-worth clients, foundations, and charitable organizations with fee-based financial planning, co-advisory asset management through a third-party platform, and insurance and annuity products. The firm offers public seminars and educational workshops and generally acts as a co-advisor, handling client documentation and reviews while third-party managers implement investment strategies.

Kristine Geer is a CFP® with 10 years of industry experience, currently serving at Guide Advisors, Inc. She has been with the firm, including its previous incarnation as Geer Financial Group, since 2016. Kristine also spent time at IDDeal Living from 2024 to 2025. Guide Advisors serves individuals, high-net-worth clients, foundations, and charitable organizations with fee-based financial planning and consulting, co-advisory asset management through a third-party platform, and insurance and annuity products sold by licensed agents. The firm provides public seminars and educational workshops focused on general investment education rather than individualized advice.

Todd Seger is a financial advisor at Guide Advisors, Inc. in San Diego, CA, holding a Series 65 credential with eight years of industry experience. Prior to his current role, he served 11 years in the United States Air Force and has held engineering and aviation consulting positions, including as president of Seger Aviation, LLC. In his aviation consulting business, he focuses on software design requirements for F-16 adversarial air flying missions. Guide Advisors, Inc. provides fee-based financial planning and consulting to individuals, high-net-worth clients, and charitable organizations, offering co-advisory management through third-party platforms. The firm emphasizes public education via seminars and workshops and supports clients with insurance and annuity products through licensed agents.