Guide My Finances

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Client assets under management

Clients

Advisors

of 9 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

—

About

Guide My Finances provides financial planning and consulting services to individual clients, delivering written financial plans and advice on investment, risk management, estate planning, and financial organization. The firm also conducts periodic educational workshops for the public or specific groups and does not act as a custodian or execute securities transactions for client accounts.

Advisory work is delivered on a non‑discretionary basis and is tailored to each client’s goals, time horizon, and risk tolerance using methods such as asset allocation, dollar‑cost averaging, and a mix of long‑ and short‑term strategies. Clients complete a detailed questionnaire and receive either project‑based or hourly consulting engagements, with one‑time plan delivery and the option to request additional services.

What distinguishes the firm from many peers is that its principals also act as registered representatives of a broker‑dealer and are licensed insurance agents, and the brochure discloses an affiliation with a broker‑dealer/RIA through which brokerage or asset‑management services may be recommended. In addition, key personnel hold CFP® and CDFA® credentials and the firm emphasizes educational offerings and fee arrangements other than percentage‑of‑AUM billing.

Client services

Financial planning Educational seminars or workshops

Expertise

Divorce financial planning Annuities

Fee options

Fixed

Fixed fees for consulting projects range from $2,500 to $10,000 per project

Project-based

$275 - $395 per hour, depending on negotiation

Other

Fee-only: Hourly fees range from $275 - $395 per hour; Fixed fees range from $2,500 to $10,000 per project

Main office location

Guide My Finances

1265 Carlsbad Village Dr., #201

Carlsbad CA 92008, United States

Number of offices

Most active in

California · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Is not active or affiliated with:

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram Website 760-547-7585

Advisors at this firm

Jacqueline A

CFP®, Series 63, Series 66

Carlsbad, CA

Guide My Finances

Jacqueline Adler is a CFP® professional with 15 years of experience in the financial services industry. She is currently affiliated with Osaic and Guide My Finances, having held prior roles at firms including Gates Pass Advisors, Spinnaker Investment Group, and Fidelity Personal and Workplace Advisors. Adler is also licensed as an insurance agent, engaging in insurance sales related to investment products. Osaic Wealth, Inc. is a large SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process utilizing risk tolerance assessments, portfolio optimization tools, and offers access to a wide range of investment products and third-party money managers.

Divorce financial planning Annuities

Jayce G

CFP®

Carlsbad, CA

Guide My Finances

Jayce Gispan is a CFP® affiliated with Guide My Finances in Carlsbad, CA, with experience at multiple firms since 2022. His background includes roles in financial planning and paraplanning, along with prior work in education and service industries. Guide My Finances provides comprehensive financial planning and consulting services focused on individual clients, offering tailored advice on investment, risk management, estate planning, and financial organization. The firm delivers advisory work on a non-discretionary basis and conducts educational workshops, with a fee structure that does not rely on percentage-of-assets billing.

Divorce financial planning Annuities

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View complete list of advisors at this firm

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