Guide Wealth Management

Guide Wealth Management is a small SEC-registered advisory firm managing roughly $42 million for about 37 clients, serving individuals (including high‑net‑worth clients), businesses, trusts, estates, and retirement plans. It offers integrated wealth management combining investment management and financial planning with business tax preparation and tax representation delivered through an affiliated accounting practice.

The firm constructs individually tailored, discretionary portfolios that emphasize passive asset-allocation approaches supplemented by fundamental and cyclical analysis. GWM also uses derivatives-based strategies—such as covered calls, protective puts, collars, and spreads—and employs portfolio margining and borrowing in certain separately managed accounts as part of its risk‑management and capital‑efficiency toolkit.

Noteworthy aspects include the formal affiliation with a tax/accounting firm that provides one business-entity tax service credited against advisory fees and the principal’s substantial seasonal involvement (about 30% of his time between January and April 15) in that tax practice. GWM is also among a small subset of peers that disclose the use of derivatives and borrowing in client accounts and the attendant client disclosures, restrictions, and operational controls tied to portfolio‑margin arrangements.