Gulf Coast Financial Advisors

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Client assets under management

$28,714,709

Clients

22% high-net-worth

Advisors

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Typical

Average account size

$299,112

About

The firm serves individuals (including high-net-worth clients), small businesses, trusts, estates, and qualified retirement plans, managing roughly $32.4 million for about 96 clients through a small advisory team. Its services include customized discretionary and non-discretionary investment management, selection and oversight of sub-advisers, financial planning, and consulting.

The firm’s investment approach blends technical and fundamental analysis and primarily uses equities and ETFs while also incorporating bonds, options, mutual funds, private funds, and structured notes as appropriate; portfolios can include both long- and short-term positions and are actively monitored and adjusted. Financial planning is commonly provided alongside investment management but is also available separately via ongoing fixed-fee tiers, project-based engagements, or hourly consultations, with ongoing planning clients receiving at least three review meetings per year.

Noteworthy distinctions disclosed in the brochure include the firm’s in-house educational outreach—an ongoing radio and podcast program produced from the firm’s office—and an emphasis on financial education and counseling within planning services. The brochure also discloses that some firm representatives are licensed insurance agents who may sell non-variable insurance and fixed annuities for separate commissions, a potential conflict of interest the firm identifies and discloses.

Client services

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

General retirement planning General tax planning Cash flow / budgeting

Demographic focus

Approaching retirement

Fee options

Fixed

Fixed fees for financial planning services: ongoing planning ($1,500-$2,500 annually), project-based planning ($500 - $50,000).

Percentage

$0 - $99,999: 1.40% $100,000 - $249,999: 1.30% $250,000 - $499,999: 1.20% $500,000 - $999,999: 1.00% $1,000,000 - $1,499,999: 0.90% $1,500,000 - $2,999,999: 0.80% $3,000,000 - $4,999,999: 0.70% $5,000,000+: 0.50%

Project-based

$150 per hour for limited, one-time financial planning or consulting services.

Other

Account minimum: $100,000 Fee-only: Ongoing Financial Planning Services fixed fees: $1,500, $2,000, or $2,500 annually, billed quarterly ($375, $500, or $625 per quarter respectively); Project-Based Financial Planning Services fixed fee ranging from $500 to $50,000; Hourly Financial Planning and Consulting Services at $150 per hour.

Main office location

Gulf Coast Financial Advisors

561 Fairhope Ave, Suite 202 B

Fairhope AL 36532, United States

Number of offices

Most active in

Alabama · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Website 251-327-2124

Advisors at this firm

Matthew N

Series 63, Series 65

Fair Oaks, TX

Gulf Coast Financial Advisors

Matthew Nelson is a financial advisor at Gulf Coast Financial Advisors with credentials including Series 63 and Series 65 licenses. He has over 25 years of experience in the financial services industry, having worked previously at Lawing Financial Inc., Cambridge Investment Research Inc., Prime Capital Investment Advisors, LLC, and xCel Business Brokerage and Consulting. Gulf Coast Financial Advisors serves individuals, small businesses, trusts, estates, and qualified retirement plans, managing approximately $32.4 million for about 96 clients. The firm provides customized investment management and financial planning, utilizing a blend of technical and fundamental analysis across various asset classes, while also offering educational outreach through radio and podcast programs.

General retirement planning General tax planning Cash flow / budgeting Approaching retirement

Joshua N

Series 63, Series 65

Fairhope, AL

Gulf Coast Financial Advisors

Joshua Null is a financial advisor at Gulf Coast Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prime Capital Investment Advisors, LLC, ProEquities, Inc., and New York Life. Joshua is the creator and host of a financial education program focused on retirement topics, produced out of his firm's office. Gulf Coast Financial Advisors serves individuals, small businesses, trusts, estates, and qualified retirement plans, managing approximately $32.4 million for around 96 clients. The firm offers customized investment management and financial planning, utilizing a blend of technical and fundamental analysis across various asset classes, and provides financial education through an ongoing in-house radio and podcast program.

General retirement planning General tax planning Cash flow / budgeting Approaching retirement

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