Gutman Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individuals, families, trusts, and estates with financial planning, investment consulting, and ongoing portfolio management delivered on an hourly, project, or ongoing basis. It also offers educational workshops for clients and prospects, a service that is uncommon among independent advisers.
The firm generally follows a strategic, long-term approach centered on asset allocation, diversification, and periodic rebalancing, primarily using low-cost mutual funds and exchange-traded funds. It provides both discretionary and non-discretionary arrangements, gathers detailed client information to tailor recommendations, and reviews managed accounts at least quarterly.
Distinctive features include that the firm is a recently established, early-stage sole practitioner reporting no assets under management as of the latest filing, and its principal maintains full‑time employment outside the advisory business while having a background in database management and analytics and membership in a national planning network. Operational points that may matter to clients: the firm expects to recommend a custodian it can support operationally, it does not currently aggregate trades, and it does not vote client proxies.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $5,000,000: 0.40% $5,000,001+: 0.20%
$250 per hour
Account minimum: $300,000 Minimum fee: Minimum quarterly fee of $750 for portfolio management accounts (effective annual minimum fee $3,000) Fee-only: Hourly fee of $250 per hour for financial planning and investment consulting services
Main office
Loma Linda CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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