Guttman Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$1,684,399
Clients
11
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
11
LowAverage account size
$153,127
About
Guttman Financial Planning provides financial planning, investment consultation, and portfolio management primarily for individual clients and families, with services that include retirement-plan and rollover analysis, college funding, tax and estate planning, and implementation through custodial accounts or recommended third‑party managers. Clients may engage the firm for broad-based or modular planning, ongoing portfolio supervision, or one-time consultations.
The firm’s investment approach emphasizes fundamental analysis and a long-term, buy-and-hold orientation with periodic rebalancing, building diversified portfolios largely through mutual funds and ETFs. Investment guidelines are customized to each client’s objectives, time horizon and risk tolerance, and accounts are typically managed on a discretionary basis; when recommending third‑party managers the firm conducts due diligence and annual reviews.
Distinctive features include a small, boutique scale—about $1.7 million in regulatory assets under management across a limited number of client accounts—and the provision of periodic complimentary educational seminars that are explicitly described as educational and not sales-focused, a service the brochure notes as uncommon among peers. The firm is led by a CERTIFIED FINANCIAL PLANNER™ professional who conducts client reviews directly and offers both comprehensive and focused (modular) planning options.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
General retirement planning
Fee options
$0 - $99,999: 1.25% (125 basis points) annually $100,000 - $499,999: 1.00% (100 basis points) annually $500,000+: 0.80% (80 basis points) annually
$320 per hour for financial planning services.
Fee-only: Financial planning services charged at $320 per hour, billed in 15-minute increments; $500 deposit required.
Main office location
Guttman Financial Planning
Santa Monica CA, United States
Number of offices
1
Most active in
Guttman Financial Planning has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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