H. Elliot Associates

H. Elliot Associates provides integrated asset management, comprehensive financial planning, retirement and federal pension consulting, and tax preparation and representation services to individuals, federal government employees, small business owners, and high-net-worth families and trusts. The firm also conducts educational seminars and workshops on retirement, tax strategy, and estate planning topics for general audiences.

The adviser operates as a fee-only fiduciary and delivers advice on a non-discretionary basis, offering multiple engagement models including fixed-scope project modules, ongoing subscription advisory access, hourly consulting, and traditional asset-based management. It conducts due diligence when recommending third-party managers and applies internal safeguards to monitor fee reasonableness and to pause recurring billing during inactive service periods.

Distinctive aspects include a stated specialization in federal retirement systems and the ability to provide IRS appellate advocacy and tax controversy representation through an Enrolled Agent credential, which supports integrated tax-retirement strategies that many peers do not provide. The firm is newly registered with no regulatory assets under management and has affirmatively declined to provide portfolio management to pooled investment vehicles, while offering subscription-based planning and public educational programming that are uncommon for similar firms.