A complete list of active advisors currently associated with H Financial Management

Warmer can help you find a great advisor at H Financial Management or one who fits your needs even better.

H Financial Management advises primarily individuals and families, with a limited number of retirement plan and business clients, managing roughly $622 million in client assets through a six-advisor team. The firm provides discretionary and non-discretionary portfolio management, financial planning and consulting, participant-directed retirement plan services, and occasional business consulting under written agreements. Portfolio construction follows an asset-allocation framework (from conservative income to equity growth), relying largely on no-load and low-cost mutual funds and ETFs, with allocations reviewed by an internal investment committee and the option to allocate to independent managers or individual equity and bond portfolios. In limited, client-directed situations H Financial uses derivatives—principally options strategies such as covered-call writing and long puts—for hedging or income generation, including use of these strategies within separately managed accounts. Noteworthy features include the explicit, disclosed use of options and other derivatives in separately managed accounts, a practice that is relatively uncommon among comparable team firms. The firm’s representatives are also cross-registered with a broker‑dealer and hold insurance licenses, the firm participates in Fidelity’s donor-advised Giving Account program for large charitable gifts, and it leverages account-aggregation and reporting tools such as eMoney while generally recommending Fidelity as custodian.

To learn more about the advisors currently working at H Financial Management, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.