Haas Financial Services Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Haas Financial Services Inc provides investment advisory and financial planning services to individuals, trusts, estates and small businesses, addressing cash flow, retirement, tax planning, insurance review, education funding and estate issues. The firm manages about $3.78 million for roughly 31 clients, the majority on a discretionary basis.
The firm runs a proprietary Haas Financial Money Management Program that uses active, trend- and momentum-based strategies with stop-loss rules and distinct models (capital preservation, growth, growth for small accounts, and alternative strategies); clients sign Investment Policy Statements that document objectives and model selection. In addition to asset-based portfolio management, the firm offers fixed-fee retainer arrangements and hourly planning engagements for limited-scope work.
A distinctive feature of the practice is that it operates on both a fee and commission basis: it offers commissionable insurance products (including fixed annuities) under licensing agreements while also delivering discretionary money-management services. The firm is a small, CFP-certified advisory practice that discloses certain non-negotiable fee elements for its money-management program and relies on custodians to deliver client account statements and trade execution.
Client services
Expertise
Occupation focus
Fee options
Retainer Agreement fees starting at $500 annually (negotiable); financial plan fees starting at $1,200 (not negotiable)
Commissions earned on fixed annuities and insurance products
Hourly planning engagements billed at $120/hour with four hour minimum
Account minimum: $50,000 Minimum fee: Financial Planning minimum fee: $1,200 (not negotiable); Retainer Agreement minimum annual fee: $500 (negotiable) Fee-only: Financial planning fees based on complexity; Hourly planning rate: $120/hour with 4 hour minimum
Main office
Commerce Twp MI
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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