Allentown, PA Office

Hamel Associates, Inc. is a wealth management firm that primarily serves high‑net‑worth individuals, offering investment management, financial planning, and tax preparation services. For very high net worth clients the firm may also introduce private equity, venture capital, and real estate opportunities and manages both discretionary and non‑discretionary accounts.

The firm follows a value‑oriented investment approach, emphasizing price relative to business value, dividend‑paying large‑cap stocks, and investment‑grade fixed‑income for diversification, with typical holding horizons of two to five years. Portfolios may include direct securities, mutual funds and ETFs, and occasionally precious metals, commodities, and other alternatives; the brochure notes that Hamel does not manage ESG portfolios and does not use artificial intelligence in its advisory or client communications.

Compared with many peers, Hamel explicitly discloses the use of derivatives (options) and the potential use of borrowing/margin in separately managed accounts when authorized by clients, and it highlights the additional risks and potential fee conflicts those strategies can create. The firm also notes it may hold standing letters of authorization that create constructive custody for certain accounts and describes oversight measures (a Code of Ethics, pre‑clearance and trading restrictions) intended to mitigate related conflicts.