Harbor Light Capital LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Harbor Light Capital provides personalized investment advisory and financial consulting to individuals and families, offering both non‑discretionary flat‑fee consultative programs and a discretionary private investment management program. The firm is newly formed and, as of the brochure date, reported no client assets under management.
Its investment approach blends fundamental and technical analysis with modern portfolio theory, quantitative screening, and risk‑based suitability modeling, and strategies are implemented through individual securities, mutual funds, and ETFs. The firm also uses tactical asset allocation tools—including a 50‑week simple moving average—and may employ options to shape risk and return, while excluding cryptocurrencies from its offerings.
Notably, the firm devotes a measurable portion of business time to public financial education, offering free seminars and workshops on topics such as investing and retirement planning. The principal’s background is nontraditional for the industry—limited formal higher education and several years of self‑directed market study prior to forming the firm—which may be a consideration for prospective clients assessing experience and service focus.
Client services
Expertise
Demographic focus
Fee options
Annual flat fees of $750 to $1,800 depending on asset level for non-discretionary programs.
$0 - $29,999: Flat fee $750 per year $30,000 - $79,999: Flat fee $1,000 per year $80,000 - $150,000: Flat fee $1,800 per year $100,000 - $299,999: 1.00% per year $300,000 - $799,999: 0.90% per year $800,000+: 0.80% per year
Account minimum: $100,000 Minimum fee: Flat fee tiered schedule as follows: Under $30,000: $750/year; $30,000 to $79,999: $1,000/year; $80,000 to $150,000: $1,800/year Fee-only: Flat fees for accounts under $100,000 and AUM fees for accounts $100,000 or more; fees are negotiable.
Main office
Rochester NY
Advisors at this office
1
Most active in
New York
Also doing business as
Harbor Light Capital LLC · Noah J Mcmullen
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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