Harding's Wealth Managers, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Harding’s Wealth Managers provides personalized investment management and financial planning to individuals, retirement and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. The firm’s advisory services include investment management, cash‑flow and tax planning, insurance review, education funding, retirement planning and estate planning delivered through client consultations.
The firm offers both discretionary and non‑discretionary portfolio management tailored to each client’s stated objectives, with continuous monitoring and formal reviews at least biannually; assets are held at qualified custodians and clients receive statements directly from those custodians. Investment analysis combines technical/charting techniques with third‑party research sources (e.g., Morningstar, S&P, Zacks) and the firm uses ETFs and other exchange‑traded products alongside long‑ and short‑term strategies.
Noteworthy items in the brochure include a regulatory disclosure that the firm’s managing member was fined $5,000 and suspended for three months from association with any FINRA member for failing to provide written notice of an outside business activity. The brochure also states the firm does not sell commissioned products, does not vote client proxies (clients receive and vote their own proxies), discloses the managing member as the 100% owner, and describes economic benefits received from custodial broker‑dealers (e.g., dedicated trading desk and account services).
Client services
Expertise
Fee options
$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.25% $2,000,001+: 0.75%
Account minimum: $20,000 Fee-only: Fees based on assets under management, billed quarterly in advance, negotiable.
Main office
Millsboro DE
Advisors at this office
1
Most active in
Delaware · Florida · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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