Harding Wealth, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Harding Wealth, Inc. provides discretionary portfolio management and financial planning primarily to individual and high‑net‑worth clients, and also offers retirement plan participant education. The small advisory team manages roughly $212.6 million across about 169 client accounts and constructs individualized Investment Policy Statements for each client.
The firm combines modern portfolio theory, quantitative and fundamental analysis with long‑ and short‑term trading to align allocations with documented risk tolerance and investment objectives. Harding Wealth explicitly uses options and other derivative strategies within separately managed accounts — including covered and uncovered positions and spread strategies — and discusses the attendant risks in its advisory materials.
Harding Wealth requires clients to custody assets with TD Ameritrade Institutional or Charles Schwab Advisor Services and participates in their institutional programs, from which it receives research and operational support. The firm does not aggregate trades across client accounts, offers access to less‑common investments for a firm of its size (private placements, venture capital, commodities, and precious‑metal ETFs), and discloses that a principal is a licensed insurance agent who may offer commissionable insurance products.
Client services
Expertise
Fee options
Financial planning fixed fees between $100 and $5,000; 401(k) participant education fixed fee $4,000/year paid quarterly
$0 - $2,500,000: 1.00% Over $2,500,000+: 0.50%
Minimum fee: $100 annual fee may be assessed on accounts with values below $50,000
Main office
222 S. Mill Avenue, #800
Tempe AZ 85281
Advisors at this office
3
Most active in
Arizona · California · Idaho · Illinois · Texas
Also doing business as
Harding Investments & Planning · Harding Wealth, Inc. · Harding, Adam Clark
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
David Y
CFP®, Series 66
Tempe, AZ
Harding Wealth, Inc.
David Young is a CFP® with four years of industry experience currently serving as a financial advisor at Harding Wealth, Inc. He previously worked at Core Planning and LPL Financial, LLC. Before entering the financial industry, he spent seven years at Texas Tech University. Harding Wealth, Inc. provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm uses a combination of long- and short-term trading, fundamental and quantitative analysis, and modern portfolio theory, including options and derivatives strategies, with all client assets managed in-house.
Adam H
CFP®, Series 65
Tempe, AZ
Harding Wealth, Inc.
Adam Harding is a CFP® with 10 years of experience in financial advising and has been with Harding Wealth, Inc. since 2016. He serves as the Finance Chair for the Arizona Literacy and Learning Center, a nonprofit organization, and also teaches investment-related courses part-time at UCLA Extension. Harding Wealth, Inc. provides discretionary portfolio management and financial planning services to individual and high-net-worth clients, employing a mix of long- and short-term trading strategies, fundamental and quantitative analysis, and options and derivatives within managed accounts. The firm manages all client assets in-house and focuses on individualized investment policy statements and ongoing portfolio monitoring.
Carson K
CFP®, ChFC®, Series 63
Tempe, AZ
Harding Wealth, Inc.
Carson Kunkle is a CFP® and ChFC® affiliated with Harding Wealth, Inc. in Tempe, AZ, with three years of industry experience. Prior to joining Harding Wealth, he worked at J.M. Arbour Wealth Management and The Vanguard Group. Harding Wealth serves individual and high-net-worth clients with discretionary portfolio management and financial planning, emphasizing tailored investment policy statements and ongoing portfolio monitoring. The firm employs a blend of long- and short-term trading strategies, including options and derivatives, and manages all client assets in-house.
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