Hardy & Hardy Co LLC

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Client assets under management

$240,682,600

Clients

243

63% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

122

Very High

Average account size

$990,463

About

Hardy & Hardy Co LLC provides investment advisory services to individuals, trusts, estates, corporations and profit‑sharing plans, managing approximately $269 million for its client base. In addition to nondiscretionary portfolio management, the firm offers insurance products and retirement plan administration through an affiliated third‑party administrator.

The firm operates on a non‑discretionary basis, obtaining client approval before placing trades and conducting continuous oversight with formal reviews at least semi‑annually; portfolios are tailored using a risk tolerance evaluation and commonly include mutual funds, ETFs, equities, bonds, CDs, life insurance and annuities. Documented strategies include dollar‑cost averaging, rebalancing and laddering of bonds/CDs, and clients may impose investment restrictions on their accounts.

Hardy & Hardy’s business model is notable for several atypical affiliations: its advisors are dually registered with LPL Financial (a broker/dealer) and act as agents for Ohio National Life Insurance, and the firm operates H & H Retirement Services as an affiliated pension/TPA, creating multiple revenue streams beyond advisory fees. The brochure discloses that the firm receives support and transitional assistance from its clearing broker/custodian, which the firm identifies as a potential conflict of interest when recommending custodial or commission‑based products.

Client services

Portfolio management Pension consulting

Expertise

Wealth management Annuities Life insurance needs analysis Retirement plans for business owners (SEP, solo 401k)

Fee options

Percentage

$50,000 - $249,999: 1.25% $250,000 - $499,999: 1.00% $500,000 - $999,999: 0.75% $1,000,000+: 0.50%

Commissions

Separate commission-based compensation earned as registered representatives through LPL Financial Services for securities and insurance products.

Other

Account minimum: $50,000

Main office location

Hardy & Hardy Co LLC

3605 Shawnee Road

Lima OH 45806, United States

Number of offices

Most active in

Ohio

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

419-998-8955

Advisors at this firm

Bradley H

Series 63, Series 65

Lima, OH

Hardy & Hardy Co LLC

Bradley Hardy is a financial advisor with Hardy & Hardy Co LLC in Lima, Ohio, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at LPL Financial LLC, The O.N. Equity Sales Company, and Ohio National Life Insurance. Hardy also serves as a public notary and is involved in third-party retirement plan administration through H&H Retirement Services. Hardy & Hardy Co LLC provides investment advisory services to individuals, trusts, estates, corporations, and profit-sharing plans, managing approximately $269 million. The firm operates on a non-discretionary basis with tailored portfolios and offers insurance products and retirement plan administration through an affiliated third-party administrator.

Wealth management Annuities Life insurance needs analysis Retirement plans for business owners (SEP, solo 401k)

Scott J

Series 63, Series 65

Lima, OH

Hardy & Hardy Co LLC

Scott Jensen is a financial advisor with Hardy & Hardy Co LLC in Lima, Ohio, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at LPL Financial, The O.N. Equity Sales Company, Ohio National Life Insurance, and Mass Mutual. Jensen is also the owner and administrator of H&H Retirement Services, a third-party administrator. Hardy & Hardy Co LLC provides investment advisory services to individuals, trusts, estates, corporations, and profit-sharing plans, managing approximately $269 million in assets. The firm operates on a non-discretionary basis, tailoring portfolios based on client risk tolerance and employing strategies such as dollar-cost averaging and bond laddering, while also offering insurance products and retirement plan administration through affiliated entities.

Wealth management Annuities Life insurance needs analysis Retirement plans for business owners (SEP, solo 401k)

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