Harper Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm serves individuals, high-net-worth clients, and employer plan sponsors, managing roughly $35.6 million across about 100 client relationships. Services include initial and project-based financial planning, ongoing wealth management, and retirement plan consulting for employer-sponsored plans.
The firm builds personalized investment policies and asset-allocation targets informed by Modern Portfolio Theory and employs both passive and active strategies; it may subscribe to model portfolios through the Altruist Model Marketplace and use outside managers as part of portfolio implementation. For managed accounts the firm generally has discretionary authority, conducts quarterly reviews, and integrates planning work on cash flow, taxes, insurance, retirement distributions, and employee-benefit optimization.
Noteworthy for an independent advisory practice, the firm provides retirement plan and pension consulting to plan sponsors and acts in a fiduciary capacity for employee benefit plans under ERISA, a service offering that is relatively uncommon among peers. The firm is fee-only, uses an institutional custodial platform, and its principal holds CFP®, ChFC®, and RICP® credentials, which inform both individual planning and plan-level consulting.
Client services
Expertise
Fee options
Initial Financial Planning Services fee up to $10,000; Retirement Plan Consulting initial setup fee up to $3,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
$375 per hour for Project-Based Financial Planning (negotiable)
Minimum fee: Initial Financial Planning Services fee up to $10,000; Retirement Plan Consulting initial setup fee up to $3,000 Fee-only: Financial Planning hourly rate $375 (negotiable)
Main office
Chapin SC
Advisors at this office
1
Most active in
South Carolina · Texas
Also doing business as
Harper Financial Planning · Harper Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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