Hart Wealth Management

Hart Wealth Management provides discretionary investment management, comprehensive financial planning, and investment-related tax planning to individuals and families—including high‑net‑worth clients—as well as small businesses and corporations. Its services cover ongoing portfolio management across equities, fixed income, ETFs and mutual funds, guidance on held‑away and retirement plan assets, and tax‑related advice integrated into wealth management.

The firm operates with written investment policy statements, a long‑term, multi‑asset class orientation, and periodic portfolio monitoring, using a mix of fundamental, technical and charting analysis and, when appropriate, tax‑sensitive techniques such as tax‑loss harvesting. Hart Wealth may allocate portions of client assets to unaffiliated subadvisors and uses a third‑party platform to review and recommend rebalancing for held‑away retirement accounts.

A noteworthy operational feature is that several supervised persons are licensed CPAs and the firm offers tax preparation and accounting services under separate engagement agreements, a relationship the brochure discloses can create a potential conflict of interest and for which clients are informed they have a choice of providers. The firm also maintains a formal subadvisory arrangement (including with O’Shaughnessy Asset Management) under which subadvisors can assume day‑to‑day management and proxy‑voting authority for accounts they manage, which may affect how certain governance and execution responsibilities are handled.