Hartman, Jeremy

The firm serves primarily individual clients (including trusts and estates), managing about 60 client relationships and approximately $1.55 million in assets. It provides portfolio management plus financial, retirement, college, estate and insurance planning, and also offers income tax preparation and limited bookkeeping services.

The firm’s investment approach is tailored to each client and employs both fundamental and technical analysis across stocks, bonds, ETFs, mutual funds and fixed income, with account reviews conducted at least monthly. Clients establish separately managed account (SMA) platforms of their choice for custody and trade execution, and the adviser operates with limited discretionary authority on those SMA accounts rather than providing custody or executing trades directly — an operating model that differs from the more typical custody/execution arrangements used by many peers.

Noteworthy characteristics include the adviser’s long-standing role as a licensed insurance agent and a seasonal tax preparer who prepares roughly 175 tax returns annually, combining advisory and non-advisory financial services in a sole‑proprietor practice. The firm does not participate in wrap fee programs, states it does not accept commissions or performance-based fees, and relies on client-controlled SMA relationships, a combination that is uncommon among similarly sized independent advisers.