Harvard Square Financial Planning
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About
Harvard Square Financial Planning provides financial planning and investment consultation primarily to members of the nonprofit community and their families, covering retirement planning, employee benefits, college funding, estate planning, cash‑flow and risk management. Engagements may be broad-based or modular and typically begin with a fact‑finding process that relies on client‑provided documents and coordination with other professionals.
The firm delivers non‑discretionary, consultative advice and prepares investment policy statements that emphasize diversification, tax efficiency, and long‑term allocation approaches such as passive indexing and core‑and‑satellite strategies with periodic rebalancing. Clients retain custody of assets and implement trade and account decisions through their chosen custodians rather than delegating trading authority to the firm.
Distinctive aspects include an explicit niche focus on nonprofit sector clients and the offering of periodic financial education workshops for the public or sponsor organizations, rather than reliance on a percentage‑of‑AUM billing model. The firm does not provide ongoing discretionary portfolio management or custody of client assets, positioning its work around planning, consultation, and implementation support.
Client services
Expertise
Fee options
Educational workshops fees range from $100 to $5,000 per attendee and/or event, fixed fee.
$220 per hour, billed in 15-minute increments with partial increments treated as whole.
Fee-only: Hourly financial planning and investment consultation services at $220 per hour, billed in 15-minute increments.
Main office
Lexington MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Harvard Square Financial Planning · Harvard Square Financial Planning, LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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