Harvest Investment Consultants LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$522,649,033
Clients
1,015
Advisors
4
of 12 employees
About
Harvest Investment Consultants provides fee-based portfolio management and consulting to individuals (including high-net-worth clients) and institutional sponsors such as defined benefit plans, 401(k) plans, endowments, and charitable organizations. The firm also offers modularized financial planning services that can be delivered on a flat-fee or hourly basis alongside active portfolio management.
The firm emphasizes risk management and an absolute-return focus, tailoring portfolios across conservative to market-neutral strategies using individual bonds, equities, mutual funds, ETFs, REITs and preferreds. Harvest applies internal fixed-income credit analysis and a block-purchase approach when appropriate, and relies on technology and research tools (BlackDiamond, Morningstar Direct, Fi360, Unitifi) and documented investment profiles to guide ongoing reviews and implementation.
Harvest’s scale and distribution model are noteworthy: it manages roughly $549 million for about 1,015 clients with five advisors, producing a high client-per-advisor ratio that is reflected in standardized processes and client portals. The firm also participates in the SmartVestor referral/endorsement program and refers insurance business to a related entity (Harvest Insurance, Inc.); the brochure discloses these arrangements and discusses conflicts (including rollover recommendations to IRAs) and the firm’s mitigation steps.
Client services
Expertise
Occupation focus
Fee options
Financial planning flat fees range from $1,000 to $2,500
$0 - $250,000: 1.20% $250,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001 - Negotiated: Negotiated
$250/hour to $400/hour
Account minimum: $250,000 Fee-only: Financial planning fees range from $1,000 to $2,500; hourly rates range from $250/hour to $400/hour.
Main office
4 North Park Drive, Ste 510
Hunt Valley MD 21030
Advisors at this office
4
Most active in
Arizona · California · Delaware · District of Columbia · Florida · Louisiana · Maryland · New Jersey · New York · North Carolina · Pennsylvania · South Carolina · Texas · Virginia · West Virginia
Also doing business as
Harvest Investment Consultants Inc · Harvest Investment Consultants LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Michael M
ChFC®, Series 66
Hunt Valley, MD
Harvest Investment Consultants LLC
Michael Meily is a ChFC® and Series 66 credentialed advisor with 25 years of industry experience. He has been with Harvest Investment Consultants LLC since 2008. Outside of his advisory role, he is appointed with various insurance carriers for brokering nonregistered insurance products. Harvest Investment Consultants LLC provides fee-based portfolio management and modular financial planning services to individuals, families, and institutional clients. The firm manages approximately $492 million for about 1,025 clients, structuring portfolios based on documented risk profiles and employing diversified strategies tailored to tax sensitivity, income needs, and client restrictions.
David B
Series 66
Hunt Valley, MD
Harvest Investment Consultants LLC
David Baker is a financial advisor at Harvest Investment Consultants LLC with 24 years of industry experience. He holds the Series 66 designation and has been with Harvest Investment Consultants since 2016. Harvest Investment Consultants provides fee-based portfolio management and consulting services to individuals, including high-net-worth clients, and institutional sponsors such as defined benefit plans, 401(k) plans, endowments, and charitable organizations. The firm focuses on risk management and absolute-return strategies, using a variety of asset types and proprietary credit analysis within standardized processes supported by technology tools.
Donna Z
Series 66, Series 65
Hunt Valley, MD
Harvest Investment Consultants LLC
Donna Zidwick is a financial advisor with Harvest Investment Consultants LLC in Hunt Valley, MD, holding Series 65 and Series 66 licenses and 10 years of industry experience. She has been with Harvest Investment Consultants since 1991. Outside of advisory services, she is also licensed as an insurance agent. Harvest Investment Consultants provides fee-based portfolio management and consulting to individuals and institutional sponsors, focusing on risk management and absolute-return strategies across a range of asset classes.
Mark P
Series 63, Series 65
Hunt Valley, MD
Harvest Investment Consultants LLC
Mark Pallack is an advisor at Harvest Investment Consultants LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Eagle Strategies and New York Life insurance company. In addition to his advisory role, he brokers outside insurance products through Harvest Insurance, Inc. Harvest Investment Consultants provides fee-based portfolio management and consulting to individuals, high-net-worth clients, and institutional sponsors. The firm focuses on risk management and absolute-return strategies, offering modular financial planning services alongside active portfolio management.
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