Harvest Money | Invest Your Faith

Invest Your Faith, doing business as Harvest Money and Harvest Financial Resources, provides discretionary investment management and a range of financial planning services to individual clients, including high-net-worth individuals. The firm’s brochure also discloses that it offers tax preparation and accounting/fractional-CFO services through an affiliated entity, Harvest Financial Resources.

The firm’s investment approach centers on passive portfolio construction using index mutual funds and ETFs, while also incorporating aspects of active management and multiple analysis methods (fundamental, technical, cyclical and charting); it may engage third‑party managers and uses the Altruist custody and platform services. Clients can engage on tiered asset-management levels (Level III-ADVISE and Level IV-PLAN) and may also use fixed-fee Integrative or Focused Planning, As-You-Go planning, or hourly planning arrangements.

Two features the brochure highlights as atypical for peers are regulatory disclosure events and the accounting affiliation: the principal consented to a State of Ohio cease-and-desist order related to prior advisory activities (disclosed in the brochure), has an older NASD matter on record, and previously received a CFP Board suspension that has since been reinstated. The principal’s ongoing ownership of Harvest Financial Resources—providing bookkeeping, fractional CFO and tax-preparation work (noted as roughly 10% of his time, with higher seasonal time for tax services)—is also uncommon and means clients may be offered combined advisory and accounting/tax services.