Harvestwise Wealth Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
HarvestWise Wealth Planning is an independent, state‑registered advisory firm that serves individuals, small businesses, trusts, estates, high‑net‑worth clients, charitable organizations and other institutional clients. The firm offers comprehensive portfolio management, financial planning (Core and Advanced), estate‑document facilitation via a third‑party platform, donor‑advised fund oversight, and sub‑advisory or third‑party manager arrangements.
The firm combines ongoing investment management with client‑centered financial planning, offering discretionary authority when agreed and coordinating planning work with clients’ tax, legal and other outside professionals. It monitors and rebalances portfolios, manages held‑away assets such as 401(k) accounts, 529 plans and HSAs through third‑party platforms, and may delegate portions of portfolio implementation to third‑party money managers while retaining oversight.
Compared with many independent, solo advisory practices, HarvestWise offers several less common capabilities: it works with charitable organizations and donor‑advised funds, provides ERISA retirement‑plan services including limited 3(21) advice and full 3(38) investment manager roles, and provides pension consulting and profit‑sharing plan support. Firm representatives are also licensed insurance agents and real‑estate agents, the firm discloses relationships with insurance and broker networks and third‑party platforms, and its advisors hold philanthropy and fiduciary credentials (e.g., CAP, AIF, CRPC), which align with its focus on charitable and institutional plan work.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fees up to $50,000 per year for financial planning and consulting services
$1 - $50,000: 2.00% $50,001 - $100,000: 1.75% $100,001 - $250,000: 1.50% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $3,000,000: 0.55% $3,000,001 - $5,000,000: 0.45% $5,000,001 - $10,000,000: 0.35%
$350 per hour for financial planning and consulting services
Ongoing fees: $125/month for Core Financial Planning and $250/month for Advanced Financial Planning
Account minimum: $250,000 Fee-only: Hourly fee of $350 per hour, flat fees up to $50,000 per year, ongoing fees for Core Financial Planning at $125/month and Advanced Financial Planning at $250/month
Main office
500 La Terraza Blvd., Suite 150
Escondido CA 92025
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Harvestwise Wealth LLC · Harvestwise Wealth Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)