Havaplan Financial
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About
Havaplan Financial serves individual and high‑net‑worth clients, providing discretionary portfolio management and an array of financial planning services. Its advisory offerings include ongoing investment management, written financial plans, retirement and college planning, insurance and tax planning guidance, and standalone comprehensive financial planning engagements.
The firm primarily practices passive investment management, constructing asset‑class weighted portfolios using index mutual funds and ETFs guided by individualized Investment Policy Statements; when conducting investment analysis as part of planning, it may also use fundamental, technical, cyclical and charting methods. Comprehensive planning clients receive a written plan, year‑round monitoring with follow‑up calls and an annual full review, and the firm will coordinate with outside attorneys and tax professionals when appropriate.
Noteworthy aspects include a two‑advisor team managing about $98.6 million on a fully discretionary basis for roughly 73 client relationships, and both advisers hold CFP® certifications, reflecting a planning‑centered practice. The firm commonly recommends Schwab as custodian and receives software and service benefits from Schwab, does not participate in wrap programs, and does not vote client proxies (clients retain proxy voting responsibility).
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,000+: 0.50%
Comprehensive Financial Planning at $300 - $400 per hour
Minimum fee: $2,500 minimum annual fee, waivable at firm's discretion Fee-only: Comprehensive Financial Planning at $300 - $400 per hour
Main office
4695 Macarthur Court, 11th Floor
Newport Beach CA 92660
Advisors at this office
2
Most active in
California · Texas
Also doing business as
Havaplan Financial · Havaplan LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Thomas A
CFP®
Newport Beach, CA
Havaplan Financial
I am a CERTIFIED FINANCIAL PLANNER® professional and have been with Havaplan Financial since 2023. I am also a graduate of UCLA’s Personal Financial Planning Program. Prior to entering the financial planning profession, I worked as a professional engineer after earning my bachelor’s degree in mechanical engineering from California State University Long Beach. I later transitioned careers to financial planning to pursue my passion for personal finance and helping others. I am also a member of the Financial Planning Association in Orange County and am a proud volunteer on the Pro Bono Committee. I love giving back to the community and helping improve everyones financial literacy. I also love playing ultimate frisbee and golf, cheering on the Dodgers and Steelers, and spending time outdoors whenever I can.
Laurie D
CFP®
Newport Beach, CA
Havaplan Financial
Laurie Dubchansky is a CFP® professional with nine years of experience in financial advising, currently serving at Havaplan Financial since 2016. She is based in Newport Beach, CA, and works alongside one other advisor in a two-person team. Havaplan Financial serves individual and high-net-worth clients with discretionary portfolio management and a comprehensive range of financial planning services. The firm primarily uses a passive investment approach with asset-class weighted portfolios built from index mutual funds and ETFs, supported by individualized Investment Policy Statements.
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