Haviland & Sams, LLC

Haviland & Sams advises corporations, individuals (including high net worth clients), families, business owners, professionals and corporate executives on comprehensive financial planning, modeling, and related consulting. The firm offers three distinct services—Wealth Management, Independent Investment Manager Search and Monitoring, and Ad Hoc Consulting—while generally not directly managing client investment assets.

Rather than making securities selections, Haviland & Sams acts as a strategist: it develops investment policy statements, recommends asset allocation and screens mutual funds, and refers clients to independent investment managers and platform programs (including Schwab Institutional and BNY Mellon) while monitoring those managers’ performance. Its advisory engagements are primarily delivered through fixed or project-based fee arrangements and hourly consulting, with asset-based fees used in specific contexts such as manager-monitoring or wrap programs rather than as the sole fee model across all wealth management clients.

Distinctive features include a small, supported advisory team that tailors services to owner-managed businesses (including continuity and value-realization planning) and provides limited retirement-plan consulting and participant education for a small number of plans. The firm also disclaims discretionary trading and proxy voting, and on a limited basis serves in a trusteeship role for a client trust, a level of fiduciary involvement that is uncommon for firms of this size and model.