Haywood Wealth Management

Haywood Wealth Management provides advisory services to individual and high‑net‑worth clients, delivering ongoing discretionary portfolio management, comprehensive financial planning, and participant account management for held‑away retirement plan accounts. The firm also publishes periodic complimentary educational workshops and seminars covering topics such as retirement strategies and college funding, offered as general information rather than individualized advice.

The firm documents each client’s goals and risk tolerance in an Investment Policy Statement and typically manages accounts on a discretionary basis using fundamental analysis, modern portfolio theory, and quantitative methods with a long‑term trading orientation. Haywood primarily recommends ETFs, conducts at least quarterly account reviews, and uses a third‑party platform to facilitate management of participant accounts while avoiding custody of client login credentials.

Notably, the firm’s advisory personnel include a licensed insurance producer and Haywood receives commissions and other economic benefits from independent marketing organizations and insurance sales; these relationships are disclosed and documented as potential conflicts of interest. In addition to asset‑based advisory services, the firm may offer fixed‑fee financial planning engagements in selected cases and requires custody of client assets through Altruist and/or Charles Schwab Advisor Services, which provide institutional resources and other benefits to the firm.