Head to Toe Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Head to Toe Financial Planning provides investment management, comprehensive financial planning (both ongoing and project-based), and retirement plan consulting to individuals, high-net-worth clients, and employer plan sponsors. The firm also offers educational seminars and speaking engagements for groups on a range of personal finance topics.
The adviser operates as a fee-only independent firm with approximately $23.3 million in assets under management across about two dozen clients, and manages discretionary accounts based on client-specific investment policies, asset allocation targets, and tax and risk considerations. Its investment process references Modern Portfolio Theory and combines passive and active vehicles (stocks, bonds, mutual funds, and ETFs), with periodic reviews to assess holdings against client objectives.
Distinctive features include employer retirement-plan consulting where the firm provides advisory services to plan sponsors and serves in a fiduciary capacity under ERISA for those engagements—an offering that is less common among peers. The firm also conducts public and organizational educational seminars and, operationally, implements trades on an individual account basis rather than aggregating or block trading; its registration was reactivated in 2024 after a prior termination in 2022, which prospective clients may note when reviewing the firm’s history.
Client services
Expertise
Fee options
Ongoing Financial Planning fees range from $900 to $1,275 quarterly; Project-Based Financial Planning fixed fees range from $1,000 to $4,000; Retirement Plan Consulting flat fees range from $1,000 to $3,000; Educational Seminars fees range from $0 to $300 per seminar.
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001+: 0.40%
$200 per hour for project-based financial planning.
Fee-only: Yes, the firm is a fee-only advisor; compensation is solely from clients for services rendered.
Main office
Hillsboro OR
Advisors at this office
1
Most active in
California · Oregon · Texas
Also doing business as
Head To Toe Financial Planning · Head To Toe Financial Planning Inc · Head To Toe Financial Planning LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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