Heintz Wealth Management, LLC

Heintz Wealth Management provides fee-only financial life planning and investment management to individuals, high-net-worth individuals, trusts and estates, and to sponsors and participants of retirement plans. Services include custom discretionary and non‑discretionary portfolio management, written or verbal financial life plans, and one‑time or ongoing consulting, including insurance consulting facilitated through a third‑party platform.

The firm follows an iterative, four‑stage financial life planning process to identify goals, create and implement plans, and monitor updates, and typically constructs client portfolios using mutual funds and ETFs with strategies such as long‑term holding, tactical asset allocation, and use of cash as a strategic asset. Heintz Wealth also connects held‑away retirement accounts to a third‑party participant‑management platform and provides regular monitoring and rebalancing of those participant accounts alongside managed accounts.

Noteworthy compared with many independent peers is the firm’s explicit servicing of employer‑sponsored retirement plans and individualized participant account management via a third‑party platform, together with a secure client dashboard that aggregates outside accounts for planning and reporting. The brochure also shows a small, tightly staffed practice with a single principal responsible for reviews and supervision, CFP and Registered Life Planner credentials, and a stated firm policy of operating on a fee‑only basis without accepting product commissions.