Heirmont Wealth Management

Heirmont Wealth Management provides discretionary investment management and integrated financial planning to individuals and households, targeting high-earning W-2 professionals such as physicians and corporate executives who often hold directly owned real estate and equity compensation. Financial planning is central to engagements and is delivered alongside portfolio management rather than as a separate, occasional service.

The firm constructs model portfolios primarily from low-cost, diversified exchange-traded funds, sizing allocations to each client’s time horizon and risk capacity and managing cash and short-term reserves with attention to Treasury and municipal instruments. Portfolios are managed with tax-aware execution (asset location, loss harvesting) and the firm accommodates reasonable client-directed positions while declining requests it deems unsuitable; it does not employ leverage, derivatives, or options as part of its baseline strategy.

Notable aspects of the firm include that this is an initial SEC registration with no clients or assets under management at filing, and that it integrates planning into its investment-advisory relationship—an uncommon offering among similarly categorized firms. The firm does not sponsor private investment funds, discloses an affiliated education business that may introduce prospective clients (with compliance controls), and recommends a single custodian while disclosing the attendant conflicts.