A complete list of active advisors currently associated with Hepner Financial Services, LLC

Warmer can help you find a great advisor at Hepner Financial Services, LLC or one who fits your needs even better.

Hepner Financial Services, LLC provides discretionary portfolio management and financial planning to individual and high‑net‑worth clients. Its services include ongoing investment supervision, retirement‑rollover advice, and financial planning that can cover retirement, tax, insurance, and college planning, with investment options spanning mutual funds, equities, fixed income, ETFs, REITs, hedge funds and private placements. The firm uses client profile and personal financial planning forms to tailor portfolios to each client’s goals and documents risk tolerance; it generally operates with discretionary authority to implement those plans. Investment decisions employ charting, fundamental, technical and cyclical analysis and may include both long‑ and short‑term trading, with accounts reviewed at least quarterly by the firm’s sole advisor. A distinctive feature is the firm’s affiliation with accounting and insurance activities: the principal is a licensed CPA and an insurance agent, and the brochure discloses the potential conflicts that can arise when recommending commissionable insurance products and when advising on rollovers. As a solo adviser managing roughly $38.7 million for a small client base, the firm also offers access to less common instruments for a firm of its size (private placements and alternative vehicles) and relies on third‑party custodians rather than taking custody itself.

To learn more about the advisors currently working at Hepner Financial Services, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Michael Hepner	Odenton, MD	25

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