Heritage Retirement Advisors, LLC

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Client assets under management

$317,119,473

Clients

345

28% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

115

Very High

Average account size

$919,187

About

Heritage Retirement Advisors works with individuals (including high‑net‑worth clients), retirement plan sponsors, trusts, estates and business entities, providing ongoing asset management, written financial planning through its Total Client Profile process, retirement-plan advisory and annuity/variable life sub‑account management. The firm manages roughly $351 million for about 345 clients with a three‑advisor team and offers both continuous portfolio supervision and modular or one‑time planning engagements.

The firm’s client work is personalized through a structured planning process that maps clients’ values, goals and life circumstances to investment models that range from conservative to aggressive, using mutual funds, ETFs and other instruments; advisors employ fundamental and technical analysis and may manage accounts on a discretionary basis. For retirement plans HRA can provide ERISA 3(38)-style fiduciary management and, for annuities, limited discretionary sub‑account exchanges and ongoing monitoring.

Distinguishing features include routinely offering performance‑based fee arrangements to qualified clients, maintaining affiliated business lines such as an insurance agency and a tax/advisory entity, and conducting educational seminars or workshops and related marketing events — activities the firm discloses and manages for conflicts of interest. Heritage’s advisers are also licensed to sell insurance and life‑settlement products and disclose those non‑advisory activities, which prospective clients should consider when evaluating recommendations.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Retirement income strategy Annuities Business succession planning General tax planning

Occupation focus

Retired Founder/Business Owner Executive

Demographic focus

Approaching retirement Baby Boomers (Born 1946-1964)

Fee options

Percentage

$0 - $250,000: 1.920% $250,001 - $500,000: 1.500% $500,001 - $1,000,000: 1.250% $1,000,001 - $1,500,000: 1.000% $1,500,001 - $2,000,000: 0.800% $2,000,001 - $4,000,000: 0.650% $4,000,001+: 0.600%

Project-based

$350 per hour for financial planning and consulting services

Performance-based

20% of outperformance relative to an agreed-upon benchmark for qualified clients with at least $1 million under management or $2 million net worth; qualified clients pay approximately half the standard tiered AUM fee rates

Other

Fee-only: Hourly fee of $350 per hour for financial planning and consulting services

Main office location

Heritage Retirement Advisors, LLC

607 Cheek Sparger Road, Suite 150

Colleyville TX 76034, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 817-503-0100

Advisors at this firm

Gregory H

CFP®, CFA®, Series 63, Series 65

Colleyville, TX

Heritage Retirement Advisors, LLC

Gregory Hutto is a CFP® and CFA® with 22 years of industry experience. He has been with Heritage Retirement Advisors, LLC since 2012 and is also the owner of Heritage Tax Advisors LLC. Hutto holds insurance agent licensure in the state of Texas. Heritage Retirement Advisors serves individual and high-net-worth clients as well as retirement-plan sponsors and participants, providing portfolio management, written financial planning, and fiduciary services. The firm employs a seven-facet Total Client Profile to tailor investment strategies and offers discretionary asset management using model-based allocations.

General retirement planning Retirement income strategy Annuities Business succession planning General tax planning Retired Founder/Business Owner Executive Approaching retirement Baby Boomers (Born 1946-1964)

Carson P

Series 65

Colleyville, TX

Heritage Retirement Advisors, LLC

Carson Perkins is a financial advisor with Heritage Retirement Advisors, LLC in Colleyville, TX. He holds a Series 65 designation and has one year of industry experience. Prior to joining Heritage Retirement Advisors, he worked in various roles including positions at Marco's Pizza, H-E-B, and Sul Ross University. Heritage Retirement Advisors serves individual and high-net-worth clients as well as retirement-plan sponsors and participants, providing portfolio management, written financial planning, and fiduciary services. The firm uses a seven-facet Total Client Profile to tailor investment strategies and offers discretionary asset management through model-based allocations ranging from conservative to aggressive.

Thomas H

Series 63, Series 65

Colleyville, TX

Heritage Retirement Advisors, LLC

Thomas Holloway is a financial advisor at Heritage Retirement Advisors, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sabre Inc. since 1988. Heritage Retirement Advisors serves individual and high-net-worth clients as well as retirement-plan sponsors and participants, providing portfolio management, written financial planning, and retirement-plan fiduciary services. The firm employs a model-based investment approach centered on a seven-facet Total Client Profile and offers performance-based fee arrangements for qualified clients.

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