Heritage Wealth Management

Heritage Wealth Management provides personalized investment management and consulting to individuals (including high net worth individuals) and charitable organizations, and offers retirement plan consulting for small businesses. The firm generally requires $500,000 to open an advisory relationship and, as of December 31, 2025, reported $153,221,579 in assets under management across 369 accounts, primarily managed on a discretionary basis.

The firm places client assets into one or more proprietary asset-allocation strategies—Aggressive, Growth, Balanced, and Income—and may use instruments such as options (including covered calls and spreads), short sales, REITs, MLPs, and international securities as part of those strategies. Accounts are monitored and reviewed at least annually, clients receive quarterly reporting, and HWM can manage accounts on either a discretionary or non-discretionary basis depending on the engagement.

A distinctive feature of the firm is its affiliation with an insurance and estate-planning business: the firm’s principal is separately licensed to market insurance products and estate-planning services through an affiliated entity and may receive commissions for those transactions. The brochure discloses this conflict of interest and notes mitigation steps—such as client disclosure and an internal Code of Ethics that requires employees to prioritize clients’ interests—and informs clients they are free to obtain insurance or estate services from other providers.