Heroic Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Heroic Financial LLC provides retirement-plan advisory services to qualified ERISA plans and also offers financial planning and consulting on an hourly basis, along with public seminars and workshops. The firm’s brochure indicates it works with individuals, pension and profit-sharing plans, and business entities, and it currently reports no client assets under management.
For retirement-plan clients the firm typically acts as a limited-scope ERISA 3(21) fiduciary, assisting plan sponsors with investment policy statements, monitoring investment options, and providing participant education while leaving final decisions with the sponsor. For individual clients it develops customized financial plans using cash-flow, tax, risk-management and estate-planning analysis, delivers plans within an outlined timeframe, and bills planning and educational services hourly.
Noteworthy features relative to peers include the combination of pension consulting, public seminars/workshops, and an explicit hourly-fee model — offerings that the firm notes are uncommon among investment-manager peers. The brochure also discloses that the firm’s sole registered representative spends more than three-quarters of his time on outside public-safety and trustee responsibilities, which the firm states will not create crossover clients.
Client services
Expertise
Occupation focus
Fee options
ERISA Plan services may be charged as a flat fee or percentage of assets; annual fees not to exceed 1% of Included Assets (negotiable)
$195 per hour for financial planning services
Fee-only: $195 per hour for financial planning services
Main office
Barnegat NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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