High Country Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$83,628,133
Clients
134
Advisors
3
across 2 offices
About
High Country Capital Management provides financial planning, asset allocation and ongoing investment management, as well as investment consulting, manager research and qualified retirement‑plan services to individuals (including high‑net‑worth clients), business owners, corporate plans, trusts, foundations and other institutions. The firm offers both ongoing portfolio management and hourly or project‑based consulting engagements, and typically requires client participation to implement recommendations.
The firm constructs individualized investment policy statements with clients and applies a blend of fundamental and technical analysis within a Modern Portfolio Theory framework to build diversified portfolios using mutual funds, ETFs, individual securities, bonds and, in select cases, interval funds. HCCM maintains a quarterly-updated “Preferred Managers” list, tracks roughly 70–100 manager candidates across about 27 markets, and provides continuous monitoring and periodic rebalancing with at least quarterly internal reviews.
A distinctive operational feature is that HCCM provides back‑office services to an unaffiliated registered investment adviser and is compensated for that work (disclosed as a percentage of that RIA’s management fees), which creates an additional revenue stream separate from client advisory fees. The combination of an advisor‑led, participatory IPS process, a detailed manager‑selection program and the occasional use of less‑liquid products (interval funds) sets its implementation approach apart from many similarly sized supported advisers.
Client services
Expertise
Occupation focus
Fee options
Project fees based on scope and complexity; may require retainer equal to half of project fee
$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001+: Negotiable
$300/hour for Financial & Investment Planning, Investment Consulting, Retirement Plan Consultations
Account minimum: $50,000 Fee-only: Investment Management fees tiered as above; Financial Planning, Investment Consulting, and Retirement Plan Consultations charged hourly/project based at $300/hour
Main office
See office521 E. Main Street
Montrose CO 81401-3931
Advisors at this office
2
Offices (2)
Most active in
Colorado · Texas · Wyoming
Also doing business as
High Country Capital Management · High Country Capital Management Inc · Mckenna & Associates LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jason N
ChFC®, Series 63, Series 65
Montrose, CO
High Country Capital Management
Jason Napoli is a ChFC® with 15 years of industry experience, serving as President and Principal at High Country Capital Management since 2012. He is based in Montrose, Colorado, and holds Series 63 and Series 65 licenses. High Country Capital Management serves individuals, business owners, qualified retirement plans, trusts, estates, and charitable organizations, offering financial and investment planning, asset allocation, portfolio management, and retirement-plan consulting. The firm employs a collaborative investment process that integrates Modern Portfolio Theory with fundamental and technical analysis, utilizing diversified portfolios of mutual funds, ETFs, bonds, and select individual securities.
Scott S
Series 63, Series 65
Denver, CO
High Country Capital Management
Scott Spangler is a financial advisor at High Country Capital Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with High Country Capital Management since 2017, following a year at Carden Capital. Outside of his advisory role, he is a licensed insurance broker. High Country Capital Management provides financial planning, asset allocation, and investment management services to individuals, business owners, corporate plans, trusts, foundations, and other institutions. The firm combines fundamental and technical analysis within a Modern Portfolio Theory framework to build diversified portfolios and offers both ongoing management and consulting engagements.
Justin M
Series 65
Montrose, CO
High Country Capital Management
Justin Mckenna is a financial advisor at High Country Capital Management in Montrose, CO, holding a Series 65 credential with 15 years of industry experience. He has been with High Country Capital Management since 2007. High Country Capital Management serves individuals, business owners, qualified retirement plans, trusts, estates, and charitable organizations by providing financial and investment planning, asset allocation, and ongoing portfolio management. The firm employs a collaborative investment process that integrates Modern Portfolio Theory with fundamental and technical analysis, supported by a systematic manager-research approach.
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