Higher Impact Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Higher Impact Financial serves individuals and high‑net‑worth clients with discretionary and non‑discretionary portfolio management alongside financial planning and consulting. Its planning services explicitly include tax planning, retirement‑plan consulting and assistance with employer‑sponsored retirement accounts, and the firm may recommend or use third‑party managers and TAMP arrangements.
The firm tailors strategies to client objectives, time horizon, and risk tolerance, using asset allocation, dollar‑cost averaging, technical analysis, and a mix of long‑ and short‑term purchases, and it conducts suitability reviews and risk profiling for each account. Implementation is carried out through qualified custodians (including Altruist, Charles Schwab, and Axos) and the firm performs due diligence when recommending outside managers.
Founded in 2024 and managing roughly $9.7 million, the firm is a solo‑advisor practice whose principal discloses outside business activities — bookkeeping services and part‑time securities instruction — each limited to about 25% of his time. The brochure also discloses referral arrangements (for example with a payroll provider) and non‑cash professional services exchanges as potential conflicts of interest, and the firm does not vote client proxies, leaving voting to clients.
Client services
Expertise
Fee options
Fixed fees from $750 to $12,000 per project
Maximum of 2.00% annually (negotiable and discretionary, fees can be lower than standard rate)
$100 to $400 per hour
Fee-only: Hourly fees from $100 to $400 per hour; Fixed fees from $750 to $12,000 per project (for financial planning services)
Main office
3890 11th Street, Suite 118
Riverside CA 92501
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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