Highlands Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Highlands Wealth Advisors, LLC is a fee-only registered investment adviser that provides discretionary portfolio management and retirement-account advice to individuals, high net worth individuals, trusts, and estates. As of December 31, 2025 the firm managed about $33.3 million for 23 clients and offers rollover and ERISA-related guidance when advising on retirement accounts.
The firm constructs customized, predominantly long-term portfolios using low-cost mutual funds and ETFs, with selective use of individual stocks and bonds; it applies fundamental analysis and will trade for rebalancing, tax-harvesting, or to meet client cash needs. Clients receive ongoing personal contact and periodic reviews, and the advisor may retain legacy holdings for tax or fit reasons or accept client-imposed investment restrictions.
Distinctive features include its solo-practitioner structure managing a relatively large asset base per client (roughly $1.45 million on average) and a stated policy of being fee-only without participation in soft-dollar programs. The firm maintains an institutional relationship with Schwab Advisor Services that provides platform and support benefits, discloses the resulting economic benefits, and does not accept proxy-voting responsibility for client securities.
Client services
Expertise
Fee options
$0 - $750,000: 1.50% $750,001 - $1,500,000: 1.25% $1,500,001 - $2,500,000: 1.00% $2,500,001 - $5,000,000: 0.85% $5,000,001+: 0.50%
Fee-only: Fee-only advisor, compensated solely by client advisory fees; no commissions received.
Main office
9920 Pacific Heights Blvd, Suite 150
San Diego CA 92121
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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