Highsmith Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
80
41% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
80
Very HighAverage account size
$0
About
Highsmith Financial Planning, LLC provides fee-only, as‑needed financial planning and investment advice to individual clients, covering areas such as income and expense planning, tax, insurance, estate, retirement and education planning. The firm delivers standalone planning engagements and investment recommendations but does not take custody of client assets.
The firm follows a fundamental, long-term buy‑and‑hold philosophy that favors a passive approach, recommending low‑cost, no‑load index investments and emphasizing strategic asset allocation and periodic rebalancing. Investment engagements are advisory and non‑discretionary, with clients expected to re‑engage or initiate periodic reviews rather than receiving continuous monitoring.
Distinctively for an independent adviser, the firm does not charge fees based on a percentage of assets under management and does not accept commissions or third‑party compensation. The practice is led by a CFP‑certified principal and participates in professional networks such as NAPFA, XYPN and the Garrett Planning Network, reflecting a solo, fiduciary‑oriented, project‑based planning model.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Income planning
General tax planning
College savings (529s, UTMA, etc.)
Fee options
Fixed fees based on hourly rate multiplied by estimated hours
$230 per hour, billed in six minute increments
Fee-only: $230 per hour, billed in six minute increments; fixed fees based on hourly rate and estimated hours
Main office location
Highsmith Financial Planning, LLC
Brownsburg IN, United States
Number of offices
1
Most active in
Highsmith Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Indiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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