Highsmith Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Highsmith Financial Planning, LLC provides fee-only, as‑needed financial planning and investment advice to individual clients, covering areas such as income and expense planning, tax, insurance, estate, retirement and education planning. The firm delivers standalone planning engagements and investment recommendations but does not take custody of client assets.
The firm follows a fundamental, long-term buy‑and‑hold philosophy that favors a passive approach, recommending low‑cost, no‑load index investments and emphasizing strategic asset allocation and periodic rebalancing. Investment engagements are advisory and non‑discretionary, with clients expected to re‑engage or initiate periodic reviews rather than receiving continuous monitoring.
Distinctively for an independent adviser, the firm does not charge fees based on a percentage of assets under management and does not accept commissions or third‑party compensation. The practice is led by a CFP‑certified principal and participates in professional networks such as NAPFA, XYPN and the Garrett Planning Network, reflecting a solo, fiduciary‑oriented, project‑based planning model.
Client services
Expertise
Fee options
Fixed fees based on hourly rate multiplied by estimated hours
$230 per hour, billed in six minute increments
Fee-only: $230 per hour, billed in six minute increments; fixed fees based on hourly rate and estimated hours
Main office
Brownsburg IN
Advisors at this office
1
Most active in
Indiana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)