Hill-Top Financial Planning, LLC logo

Hill-Top Financial Planning, LLC

Updated today

Client AUM

$3,280,363

Clients

6

Advisors

1

of 1 employees

About

Hill-Top Financial Planning, LLC provides tailored investment management and comprehensive financial planning to individual clients, including both typical retail households and higher-net-worth individuals. Services described in the brochure include ongoing portfolio supervision, written financial plans, and a comprehensive planning program that covers cash flow, retirement, insurance, estate, tax, and college-savings needs.

The firm primarily implements passive investment management—building portfolios of index mutual funds and ETFs—while using fundamental analysis when evaluating individual securities or asset-class exposures. Financial planning is integrated with investment work through client-specific investment policy statements and a documented planning process that references Dave Ramsey’s Baby Steps, with regular monitoring and follow-up contact.

A distinctive operational feature is the principal’s dual role as an investment adviser representative of a separate registered adviser (SmartPath Advisors, LLC), a relationship the firm discloses as separate and without client cross-referrals and that consumes a portion of the principal’s time. The brochure also highlights several atypical elements for a small independent firm: an explicit, detailed disclosure and cap-based approach to bitcoin exposure, an ongoing subscription-style comprehensive planning option, and a policy of executing client trades individually rather than aggregating block trades.

Client services

Financial planning Portfolio management

Expertise

Cash flow / budgeting College savings (529s, UTMA, etc.) General retirement planning

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Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,001+: 0.50%

Subscriptions

$175 - $834 per month or $525 - $2,500 per quarter for Comprehensive Financial Planning, depending on complexity; includes an upfront charge of 25% of the annual planning fee

Other

Minimum fee: $1,200 annually minimum for Investment Management Services Only; $600 annually minimum for Combined Investment Management with Comprehensive Financial Planning

Main office

Kansas City MO

Advisors at this office

1

Most active in

Kansas · Missouri

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Kyle H

CFP®

Kansas City, MO

Hill-Top Financial Planning, LLC

Most people don't need another investment salesperson—they need a trusted guide to help them make smart financial decisions. Many of the families I work with are doing a lot of things right. They're earning a good income, saving for retirement, investing consistently, and building a life they love. Yet they still wonder: Am I paying more in taxes than necessary? Are we making the most of our opportunities? Are we actually on track for retirement? That's where comprehensive financial planning can make a difference. As a CFP® professional and fee-only fiduciary, I help individuals and families create a coordinated strategy around taxes, retirement, investments, insurance, estate planning, and cash flow. While many advisors focus primarily on investments, I believe some of the biggest opportunities often come from proactive tax planning and making sure every financial decision works together toward your goals. My goal isn't simply to help you build wealth. It's to help you keep more of what you've worked hard to earn and use it intentionally to support the life you want to live. Outside of financial planning, I'm a husband, father of three, and youth baseball coach. Like many of my clients, my family spends plenty of evenings and weekends at practices, games, tournaments, and other activities. Because of that, I have a special appreciation for the financial decisions parents face as they balance retirement goals, family priorities, and opportunities for their children. Whether you're raising competitive athletes, preparing for retirement, navigating a career transition, or simply looking for a trusted partner to help you make sense of it all, my goal is to provide clear advice, thoughtful planning, and ongoing guidance every step of the way.

General tax planning Parents Young Professionals Gen Y/Millennials (Born 1980-1995)
View complete list of advisors at this firm
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