Hill-Top Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Hill-Top Financial Planning, LLC provides tailored investment management and comprehensive financial planning to individual clients, including both typical retail households and higher-net-worth individuals. Services described in the brochure include ongoing portfolio supervision, written financial plans, and a comprehensive planning program that covers cash flow, retirement, insurance, estate, tax, and college-savings needs.
The firm primarily implements passive investment management—building portfolios of index mutual funds and ETFs—while using fundamental analysis when evaluating individual securities or asset-class exposures. Financial planning is integrated with investment work through client-specific investment policy statements and a documented planning process that references Dave Ramsey’s Baby Steps, with regular monitoring and follow-up contact.
A distinctive operational feature is the principal’s dual role as an investment adviser representative of a separate registered adviser (SmartPath Advisors, LLC), a relationship the firm discloses as separate and without client cross-referrals and that consumes a portion of the principal’s time. The brochure also highlights several atypical elements for a small independent firm: an explicit, detailed disclosure and cap-based approach to bitcoin exposure, an ongoing subscription-style comprehensive planning option, and a policy of executing client trades individually rather than aggregating block trades.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,001+: 0.50%
$175 - $834 per month or $525 - $2,500 per quarter for Comprehensive Financial Planning, depending on complexity; includes an upfront charge of 25% of the annual planning fee
Minimum fee: $1,200 annually minimum for Investment Management Services Only; $600 annually minimum for Combined Investment Management with Comprehensive Financial Planning
Main office
Kansas City MO
Advisors at this office
1
Most active in
Kansas · Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
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