Hilltop Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Hilltop Advisors serves high-net-worth individuals, pension and profit-sharing plans, trusts, estates, and corporate clients, managing roughly $15 million across a small number of advisory relationships. The firm offers asset management and financial planning and consulting, with account minimums and relationship structures aimed at larger, institutional or HNW clients rather than mass-market retail investors.
The firm tailors advice through client meetings and written financial plans, recommending portfolios composed primarily of mutual funds, ETFs and index funds and conducting at least quarterly reviews with periodic rebalancing. It operates predominantly on a non-discretionary basis, uses long-term buy-and-hold strategies supplemented by fundamental, technical and cyclical analysis, and provides pension-plan consulting and vendor recommendations to plan sponsors.
Several features distinguish Hilltop from many peers: the firm disclosed a regulatory event in 2025 when its investment adviser certificate was revoked for non-payment of renewal fees and was reinstated later that year. The adviser is also a licensed insurance agent/broker who places annuities and other insurance products for commission (insurance revenues are disclosed as under 10% of firm revenue), a combination of activities the brochure identifies as potential sources of conflicts of interest.
Client services
Expertise
Fee options
Flat fees range from $10,000 to $40,000, generally negotiable
$0 - $1,000,000: 2.00% annually $1,000,001 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.75% annually $5,000,001 - $10 Million: 0.50% annually Over $10 Million+: Negotiable
Insurance product commissions (less than 10% of revenues); no securities commissions
$450.00 per hour
Account minimum: $1,000,000 Fee-only: Hourly fee: $450.00/hour; Flat fees range from $10,000 to $40,000 (negotiable)
Main office
San Francisco CA
Advisors at this office
1
Most active in
California
Also doing business as
Hilltop Advisors, LLC · The Hilltop Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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