A complete list of active advisors currently associated with Hilltop Financial Advisors

Warmer can help you find a great advisor at Hilltop Financial Advisors or one who fits your needs even better.

Hilltop Financial Advisors serves individual clients with discretionary portfolio management and a range of financial planning services, from comprehensive plans and ongoing planning relationships to shorter engagements such as a 90‑minute “Simple Start” session, hourly planning, and a dedicated student loan repayment plan. The firm provides implementation and monitoring of investment portfolios as well as coordinated financial planning on topics like retirement, insurance, tax-aware investing, and estate considerations. The firm’s investment approach is primarily passive, constructing asset-class allocations using index mutual funds and ETFs and typically managing client accounts on a discretionary basis; active managers may be used in select situations. Portfolio construction is tailored to each client’s objectives, time horizon, liquidity needs, and risk tolerance, and clients may impose reasonable investment restrictions. A distinctive feature in the brochure is the firm’s explicit focus on student-loan advising: the principal operates a separate student‑loan business serving borrowers generally over 50 and the adviser reports devoting a significant portion of time to that activity (approximately 30% in the brochure supplement). The firm is fee-only, does not accept third‑party or performance‑based compensation, and generally recommends custody through an institutional platform that provides research and operational support.

To learn more about the advisors currently working at Hilltop Financial Advisors, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name
Location
Years of experience
Erik Kroll profile photo Erik Kroll
Milwaukee, WI
12
Warmer team member

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