Hilltop Wealth Advisors, LLC logo

Hilltop Wealth Advisors, LLC

Updated today

Client AUM

$635,019,572

Clients

586

Advisors

11

of 18 employees

About

Hilltop Wealth Advisors serves individuals, trusts, estates and business entities — including both non-high-net-worth and high-net-worth clients — providing financial planning, consulting and discretionary investment management. The firm manages approximately $635 million in client assets with a team of nine advisors and also offers retirement-plan support, acting as a 3(21) fiduciary for employer-sponsored plans and managing held-away accounts when requested.

The firm’s investment process combines fundamental analysis with a tactical asset-allocation framework derived from Modern Portfolio Theory, typically implemented through mutual funds and ETFs while permitting allocations to individual securities, options, private equity and Independent Managers. Hilltop maintains a set of model portfolios (including tax-aware non-qualified models, SRI-focused models and a direct-indexing option using Vanguard Personalized Indexing) and monitors accounts on an ongoing basis to align allocations with clients’ risk tolerance and objectives.

Notably, Hilltop frequently hosts educational seminars and social events for clients and businesses — an offering that is relatively uncommon among peers — and discloses that some event support may be provided by Independent Managers, which it identifies as a potential conflict of interest. The firm operates as a fee-only adviser that does not accept commissions and discloses receipt of operational support and transition assistance from its primary custodian, arrangements the brochure notes can create conflicts even as they facilitate client servicing.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing

Occupation focus

Executive Founder/Business Owner

Demographic focus

Mid-Career Professionals HENRY (High Earners, Not Rich Yet)

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Fee options

Fixed

Fixed fees between $5,000 and $50,000 for ongoing financial planning services

Percentage

$0 - $1,500,000: 1.00% $1,500,001 - $10,000,000: 0.70% $10,000,001+: 0.45%

Other

Account minimum: $15,000 Minimum fee: $15,000 annual minimum annual fee for Wealth Management Services, applied in quarterly installments; negotiable Fee-only: Fixed fees between $5,000 and $50,000 for ongoing financial planning services; fees negotiated for ERISA retirement plans (typically 0.50% of plan assets billed quarterly in arrears); fees for educational seminars negotiated case-by-case, up to $15,000

Main office

6340 Quadrangle Drive, Suite 100

Chapel Hill NC 27517

Advisors at this office

11

Most active in

California · Florida · Georgia · Massachusetts · New York · North Carolina · South Carolina · Texas · Virginia

Also doing business as

Abigail Wealth Advisors, LLC · Hilltop Wealth Advisors, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Russell E

CFP®, ChFC®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Russell Eriksen is a financial advisor with Hilltop Wealth Advisors, LLC in Chapel Hill, NC. He holds the CFP®, ChFC®, and Series 66 designations and has 22 years of industry experience. Eriksen has been with Hilltop Wealth Advisors since 2016. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities across a range of wealth levels, providing financial planning, consulting, and discretionary investment management. The firm combines fundamental analysis with a tactical asset-allocation framework based on Modern Portfolio Theory and offers a variety of model portfolios while actively monitoring client accounts.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)

Brittany B

CFP®

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Brittany is a financial advisor at Hilltop Wealth Advisors, a fee-only financial planning firm located in Chapel Hill, NC. Brittany has been with the Hilltop team since 2014, when she started as a financial planning intern while earning her BA in Mathematics at UNC-Chapel Hill. She quickly discovered financial planning to be a perfect combination of problem solving and relationship building, which made it her ideal career path. She is a CERTIFIED FINANCIAL PLANNER™(CFP®) professional and Certified Student Loan Professional (CSLP®), and is passionate about working with Gen X & Gen Y clients. Brittany lives in Raleigh with her husband and dog. When she’s not working, she loves cheering on the Carolina Hurricanes, exploring the local food scene, and traveling to the mountains.

Wealth management Doctor or Medical Professional Gen Y/Millennials (Born 1980-1995) Parents Young Families
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Elizabeth S

CFP®, Series 63, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Elizabeth Stancil is a CFP® professional with 25 years of experience in the financial services industry. She is currently with Hilltop Wealth Advisors, LLC and previously held roles at The Vanguard Group, Inc., Wells Fargo Clearing, Wells Fargo Advisors, LLC, and First Citizens Investor Services, Inc. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities, including both non-high-net-worth and high-net-worth clients, providing financial planning, consulting, and discretionary investment management. The firm manages approximately $635 million in client assets and employs a tactical asset-allocation framework based on Modern Portfolio Theory, utilizing mutual funds, ETFs, and other investment vehicles.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Christopher H

CFP®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Christopher Hostetler is a CFP® professional with 20 years of industry experience. He has been with Hilltop Wealth Advisors, LLC since 2016. The firm serves individuals, trusts, estates, and business entities, providing financial planning, consulting, and discretionary investment management across a range of client types and asset levels. Hilltop Wealth Advisors employs a tactical asset-allocation approach based on Modern Portfolio Theory and offers a variety of model portfolios, including tax-aware and socially responsible options.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
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Stephen N

CFP®

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Stephen Neubig is a CFP® professional with two years of experience in financial advising, currently with Hilltop Wealth Advisors, LLC. His prior work includes positions at Pathfinder Wealth Consulting and Keystone Financial Partners, as well as roles at Gannett Co Inc. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities across a range of net-worth levels, offering financial planning, consulting, and discretionary investment management. The firm uses a combination of fundamental analysis and tactical asset allocation, employing mutual funds, ETFs, and other investment vehicles to tailor portfolios aligned with clients’ risk tolerance and objectives.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
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Riley S

Series 65

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Riley Sutter is a financial advisor at Hilltop Wealth Advisors, LLC with a Series 65 credential and approximately one year of industry experience. Prior to joining Hilltop, Riley held roles at Delegate Advisors and BSG Advisers while attending UNC Chapel Hill. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities, including both high-net-worth and non-high-net-worth clients, providing financial planning, consulting, and discretionary investment management. The firm's investment process is based on fundamental analysis and tactical asset allocation, offering a range of model portfolios and ongoing account monitoring.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

David W

CFP®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

David Wise is a CFP® professional with 14 years of experience in the financial services industry. He has worked at Hilltop Wealth Advisors, LLC since 2016. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities, including both non-high-net-worth and high-net-worth clients, offering financial planning, consulting, and discretionary investment management. The firm employs a tactical asset-allocation approach grounded in Modern Portfolio Theory and manages approximately $635 million in client assets across a team of nine advisors.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Sofia P

Series 65

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Sofia Pina is a financial advisor at Hilltop Wealth Advisors, LLC in Chapel Hill, NC, holding a Series 65 designation. She has one year of industry experience, including prior roles at G Financial Group and M3 Roofing. Hilltop Wealth Advisors serves individuals, trusts, estates, corporations, and other business entities with financial planning, consulting, and discretionary wealth management services. The firm combines fundamental analysis with a tactical asset allocation approach and offers a range of model portfolios, including socially responsible investing and direct indexing options.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Charles R

CFP®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Charles Rankin is a CFP® professional at Hilltop Wealth Advisors, LLC with seven years of industry experience. Prior to joining Hilltop Wealth Advisors in 2025, he worked six years at Edward Jones and held positions with Ole Miss Athletics Foundation, The Educational Foundation, and The Rams Club. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities, providing financial planning, consulting, and discretionary investment management for both non-high-net-worth and high-net-worth clients. The firm employs a tactical asset-allocation approach based on Modern Portfolio Theory and offers specialized model portfolios alongside retirement-plan support and ongoing account monitoring.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Mackenzie B

CFP®, ChFC®, Series 63

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Mackenzie Bell is a CFP® and ChFC® with five years of industry experience, currently serving as a financial advisor at Hilltop Wealth Advisors, LLC in Chapel Hill, NC. Prior to joining Hilltop Wealth Advisors, Bell held roles at Northwestern Mutual Wealth Management Company and several other firms. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities, including both non-high-net-worth and high-net-worth clients, providing financial planning, consulting, and discretionary investment management. The firm employs a tactical asset-allocation approach based on Modern Portfolio Theory and offers a range of model portfolios while also hosting educational seminars and social events for clients.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
user avatar

Benjamin Y

CFP®, ChFC®, Series 66

Chapel Hill, NC

Hilltop Wealth Advisors, LLC

Benjamin Yeager is a CFP®, ChFC®, and Series 66-registered advisor with 24 years of industry experience. He has been with Hilltop Wealth Advisors, LLC since 2016. Hilltop Wealth Advisors serves individuals, trusts, estates, and business entities—ranging from non-high-net-worth to high-net-worth clients—providing financial planning, consulting, and discretionary investment management. The firm combines fundamental analysis with a tactical asset-allocation framework and offers a range of model portfolios while managing approximately $635 million in client assets through a team of ten advisors.

Social Security optimization Equity compensation tax strategy Active portfolio management ESG / Sustainable investing Executive Founder/Business Owner Mid-Career Professionals HENRY (High Earners, Not Rich Yet)
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