Hinds Financial Group Inc logo

Hinds Financial Group Inc

Updated today

Client AUM

$536,643,623

Clients

298

Advisors

6

of 10 employees

About

Hinds Financial Group serves individual and high‑net‑worth clients as well as institutions such as trusts, estates, and small businesses. The firm offers discretionary portfolio management, selection of mutual funds and third‑party money managers, and modular or ongoing financial planning and implementation services, typically billed as a percentage of assets under management.

Investment advice is tailored through an Investor Profile and a written Statement of Investment Policy, with portfolios managed predominantly on a long‑term, asset‑allocation basis using risk‑based models, Envestnet model portfolios, and selected third‑party managers. The firm monitors managers and portfolios on an ongoing basis, rebalances as conditions or client circumstances change, and may use fundamental analysis and Modern Portfolio Theory in constructing allocations.

Several operational features distinguish Hinds from many peers: members and advisory personnel are registered representatives of Cetera Advisor Networks (a FINRA broker‑dealer) and the firm operates as a licensed independent insurance agency, so advisers may receive transaction‑based compensation for securities and insurance sales (including variable annuities) and participate in wrap program arrangements with Envestnet and Pershing. The brochure discloses these relationships and related conflicts of interest and the firm also advertises third‑party ratings, a practice that is less common among comparable team firms.

Client services

Financial planning Portfolio management

Expertise

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies

Want help finding the right advisor?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

Fixed fees generally range from $1,000 to $10,000 depending on plan complexity.

Percentage

$0 - $500,000: 1.40% $500,000 - $1,000,000: 1.14% $1,000,000 - $1,500,000: 0.92% $1,500,000+: 0.76%

Commissions

Advisory professionals may receive commissions for sale of securities and insurance products as registered representatives.

Project-based

Hourly fees vary from $150/hour to $350/hour depending on expertise.

Other

Account minimum: $100,000 Minimum fee: Financial planning fees are subject to a $1,000 minimum fee. Exceptions may be made case-by-case. Fee-only: Financial planning fees charged as fixed fees ranging from $1,000 to $10,000, hourly fees from $150 to $350 per hour, retainer fees from $5,000 to $25,000 annually, or a combination thereof.

Main office

141 Union Blvd., Suite 350

Lakewood CO 80228

Advisors at this office

6

Most active in

Arizona · California · Colorado · Nebraska · Texas

Also doing business as

Hinds Financial Group Inc · The Hinds Group

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Cynthia H

Series 63

Lakewood, CO

Hinds Financial Group Inc

Cynthia Hinds is a financial advisor with Hinds Financial Group Inc. in Lakewood, CO, holding a Series 63 designation and over 43 years of industry experience. She has worked with Cetera and Cetera Wealth Services, LLC, and has been leading Hinds Financial Group since 2004. Outside of advisory work, she is licensed as an insurance agent offering life, health, disability, and long-term care insurance. Hinds Financial Group serves individual and high-net-worth clients as well as institutions, providing discretionary portfolio management, mutual fund selection, and financial planning services. The firm employs risk-based, long-term asset allocation strategies, uses third-party managers, and actively monitors and rebalances portfolios to align with client needs.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
user avatar

Craig C

Series 63

Lakewood, CO

Hinds Financial Group Inc

Craig Ciarlelli is a financial advisor at Hinds Financial Group Inc with 44 years of industry experience. He holds a Series 63 designation and has worked at Cetera Wealth Services, LLC and Cetera from 1989 to the present, alongside owning CC Coaching and Consulting Inc since 2001. Outside of advising, he serves as a Living Red Committee member for the American Diabetes Association, where he recruits participants for nationwide bicycle tours. Hinds Financial Group serves individual and high-net-worth clients as well as institutions such as trusts, estates, and small businesses. The firm provides discretionary portfolio management and financial planning, managing portfolios on a long-term, asset-allocation basis using risk-based models, Envestnet portfolios, and selected third-party managers.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
user avatar

Keith N

CFP®, Series 66

Lakewood, CO

Hinds Financial Group Inc

Keith Nicholson is a CFP® professional with eight years of experience in the financial services industry. He is the sole advisor at Hinds Financial Group Inc and has prior experience with firms including Cetera and Collier Financial. Keith is also licensed to sell fixed insurance products such as life, annuities, and long-term care insurance. Hinds Financial Group serves individual and high-net-worth clients as well as institutions like trusts, estates, and small businesses. The firm provides discretionary portfolio management and financial planning tailored through an Investor Profile and a written Statement of Investment Policy, managing portfolios primarily on a long-term, asset-allocation basis using risk-based models and third-party managers.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
user avatar

Mark O

Series 63, Series 66

Lakewood, CO

Hinds Financial Group Inc

Mark O'Connor is a financial advisor with Hinds Financial Group Inc in Lakewood, CO, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has worked at firms including Cetera, Cambridge Financial Advisors, Honor Bound Advisors, and Ehlert Financial Group. Outside of his advisory role, he serves as treasurer of the High Country Newfoundland Club, a dog club based in Morrison, CO. Hinds Financial Group serves individual and high-net-worth clients as well as trusts, estates, and small businesses, providing discretionary portfolio management, mutual fund and third-party manager selection, and ongoing financial planning. The firm employs a risk-based, long-term investment approach guided by investor profiles and written policies, with portfolio management supported by Envestnet model portfolios and third-party managers.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
user avatar

John D

Series 66

Lakewood, CO

Hinds Financial Group Inc

John Downing is a financial advisor with Hinds Financial Group Inc in Lakewood, CO, holding a Series 66 designation and over 40 years of industry experience. His career includes long tenures at multiple firms, including Cetera Wealth Services and Minnesota Mutual. Outside of advisory work, he is president of The Down Court Group, Inc., which focuses on fixed insurance sales and service. Hinds Financial Group serves individual and high-net-worth clients as well as institutions such as trusts, estates, and small businesses. The firm provides discretionary portfolio management and financial planning, utilizing risk-based models and third-party managers with ongoing monitoring and rebalancing tailored through written investment policy statements.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
user avatar

Jonathan K

CFP®, Series 66

Lakewood, CO

Hinds Financial Group Inc

Jonathan Kelley is a CFP® with 27 years of experience in financial planning and investment management. He is affiliated with Hinds Financial Group Inc, where he has worked since 2003, and has prior experience at Cetera and Centurion Hinds Investment Management Inc. In addition to his advisory role, he serves on a finance advisory committee for a local country club and provides administrative support for a parent-teacher association. Hinds Financial Group serves individual and high-net-worth clients as well as institutions including trusts, estates, and small businesses. The firm provides discretionary portfolio management and tailored financial planning, employing risk-based asset allocation models and ongoing portfolio monitoring.

Charitable giving & philanthropy Business ownership considerations Active portfolio management Options & derivatives strategies
View complete list of advisors at this firm
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. (“Warmer”)