Charlotte, VT Office

Hippocratic Financial Advisors serves individual and high‑net‑worth clients, providing fee‑only wealth management, comprehensive financial planning, and periodic educational seminars. The firm also offers a proprietary student‑loan analysis and optional loan management service, and provides limited consulting on employer‑sponsored retirement plans for select business‑owner clients.

Hippocratic’s investment approach is long‑term and goals‑based, emphasizing strategic asset allocation, diversification, tax‑aware asset location, and cost minimization. Portfolios are customized for each client’s risk tolerance, time horizon and liquidity needs and may include mutual funds, ETFs, individual securities and, where appropriate, alternative investments; the firm may also use third‑party managers on SMA platforms and retain discretion to select or replace those managers.

Notable differences versus many peers include operating from multiple offices and offering a distinct student‑loan implementation and management program that includes paperwork execution and servicer interaction plus annual updates. The brochure also discloses ancillary activities — a principal’s licensed insurance practice and referral relationships with lenders serving physicians — and states the firm will engage an independent CPA to perform annual surprise custody examinations where custody is deemed to exist.