Hoey Investments, Inc.

Hoey Investments is an independently owned, SEC‑registered advisor that provides discretionary investment management to individuals, pension and profit‑sharing plans, business entities, trusts, estates and charitable organizations, and offers stand‑alone financial planning and consulting when requested. The firm’s brochure discloses it manages approximately $788 million in discretionary client assets and generally charges percentage‑of‑AUM advisory fees.

The firm establishes an Investment Objective Statement tailored to each client’s income, tax situation, time horizon and risk tolerance and typically allocates assets among individual equities, fixed income, mutual funds and ETFs using both long‑ and short‑term purchase strategies. Hoey conducts ongoing portfolio monitoring, manages accounts on a discretionary basis, and provides clients access to an eMoney platform to view excluded assets that the firm does not manage.

Hoey’s brochure calls out several practices that distinguish it from many peers, including a formal policy governing the use of artificial intelligence tools (with pre‑approval, vendor due diligence and review controls) and an explicit position that it does not recommend cryptocurrencies nor exercise discretion to purchase them for client accounts. The firm also discloses that its principal is a licensed insurance agent who may receive commissions for insurance recommendations, treats cash as an asset class (including cash in assets‑under‑management calculations), and uses certain account transfer authorizations that affect custody reporting.