Wrentham, MA Office

Holmes Investment Management provides portfolio management and financial planning to individuals, trusts, estates, charitable organizations, and other business entities. The firm offers both discretionary and non‑discretionary services and, as of December 31, 2025, managed roughly $49.5 million across about 129 client accounts, including access to a limited suite of proprietary factor‑based equity model portfolios.

The firm’s investment process blends individualized asset‑allocation advice with strategy‑level, factor‑based model portfolios: clients are allocated to standardized equity models based on their risk profile while remaining account portions are typically held in cash equivalents or fixed income. Model portfolios are managed and rebalanced at the strategy level, and for clients participating in these models Holmes generally implements changes on a discretionary basis rather than customizing security selections for each account.

Compared with many peers, Holmes stands out for employing higher‑complexity trading techniques in separately managed accounts, including margin borrowing, short sales, and options strategies (the brochure describes uncovered/naked puts and calls and strangle positions) and the use of derivatives. These techniques are offered only to approved clients and the firm states it applies risk‑management measures (for example, monitoring option positions using the “Greeks”), combining systematic factor investing with active, derivative‑based tactical strategies.