Honeygo Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Honeygo Financial provides investment management and comprehensive financial planning to individual clients, including both mass‑affluent and high‑net‑worth households. The firm’s services cover ongoing portfolio management, retirement and distribution strategies, cash‑flow and debt analysis, tax and estate planning, and reviews of employer‑sponsored retirement plans.
Investment advice is grounded in Modern Portfolio Theory and implemented primarily through passive strategies using index mutual funds and exchange‑traded funds, with periodic rebalancing, asset allocation work, and behavioral coaching to limit ad hoc client trading. The firm documents investment policy statements, evaluates tax efficiency across account types, and encourages coordination with outside tax and legal professionals when appropriate.
Compared with many peers, Honeygo Financial discloses and uses hypothetical performance in its materials, a practice that is statistically uncommon among similar independent advisers. The firm also requires households that initially bring less than $150,000 in investable assets to engage in its financial planning service (starting with a comprehensive plan typically amounting to about 30 billable hours) and requires periodic plan reviews as a condition of continued service; it further directs clients to custody assets at Charles Schwab and discloses receipt of custodial support services.
Client services
Expertise
Fee options
up to $1,000 upfront fee for initial engagement
$0 - $150,000: up to 2.00% annually (tiered, exact tiers not specified) $150,000+: up to 2.00% annually (tiered, exact tiers not specified)
up to $250 per hour
Account minimum: $10,000
Main office
Forest Hill MD
Advisors at this office
1
Most active in
Maryland · Texas
Also doing business as
Honeygo Financial · Honeygo Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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