Horizon Capital Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Horizon Capital Management works exclusively with individual clients, offering discretionary investment supervisory and portfolio management services with limited financial planning support provided on an hourly or fixed-fee basis. Account management is tailored to each client's risk profile and income needs, and clients may request cash raises, year‑end tax selling, or assistance selecting securities for charitable gifting.
The firm primarily selects individual equities using fundamental metrics (P/E, projected earnings growth, free cash flow yield, dividend coverage) supplemented by technical factors, and emphasizes long-term holdings with low turnover while generally avoiding margin. It accepts discretionary trading authority for client accounts and maintains continuous account monitoring with quarterly written reports and on‑demand meetings.
The firm is a small, founder‑run practice with a limited number of individual accounts and the sole owner functioning as the only employee who allocates roughly 10–15 hours per week to the business, a part‑time model that differs from many peers. Other notable practices include a formal personal‑trading protocol that prioritizes client orders ahead of the manager’s, allowance for client‑directed brokerage, and the principal’s recent background as a public company executive.
Client services
Expertise
Fee options
Fixed fees negotiated per engagement for financial planning services; fixed annual fees for portfolio management under $300,000 accounts ($1,000 to $1,500)
$0 - $1,000,000: 0.70% $1,000,000+: 0.45%
Starting at $200 per hour for financial planning services
Minimum fee: $1,000 minimum annual fee Fee-only: Hourly rates starting at $200 per hour for financial planning services; fixed fees negotiated per engagement for financial planning
Main office
See officeHenrico VA
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Ryan B
Series 65
Henrico, VA
Horizon Capital Management, Inc.
Ryan Bram is a financial advisor at Horizon Capital Management, Inc. with two years of industry experience. He holds a Series 65 designation and has prior experience at Markel Group and KPMG. Outside of advisory work, Bram serves as a Senior Financial Analyst at Dominion Energy, focusing on treasury special projects and capital funding. Horizon Capital Management serves individual clients with discretionary portfolio management and limited financial planning support. The firm emphasizes long-term equity holdings selected through fundamental and technical analysis, tailoring account management to clients’ risk profiles and income needs.
Craig B
Series 65
Richmond, VA
Horizon Capital Management, Inc.
Craig Bram is a financial advisor at Horizon Capital Management, Inc. in Richmond, VA, holding a Series 65 designation with 31 years of industry experience. He has been with Horizon Capital Management since 1995 and previously worked at Synalloy Corporation for nine years. Horizon Capital Management serves individual clients by providing discretionary investment supervisory and portfolio management services, complemented by limited financial planning on an hourly or fixed-fee basis. The firm focuses on selecting individual equities using fundamental and technical analysis, emphasizes long-term holdings with low turnover, and maintains a small, founder-run practice with personalized account management.
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