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Horizon Capital Management, Inc.

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Client assets under management

$28,882,000

Clients

21

62% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

11

Very Low

Average account size

$1,375,333

About

Horizon Capital Management works exclusively with individual clients, offering discretionary investment supervisory and portfolio management services with limited financial planning support provided on an hourly or fixed-fee basis. Account management is tailored to each client's risk profile and income needs, and clients may request cash raises, year‑end tax selling, or assistance selecting securities for charitable gifting.

The firm primarily selects individual equities using fundamental metrics (P/E, projected earnings growth, free cash flow yield, dividend coverage) supplemented by technical factors, and emphasizes long-term holdings with low turnover while generally avoiding margin. It accepts discretionary trading authority for client accounts and maintains continuous account monitoring with quarterly written reports and on‑demand meetings.

The firm is a small, founder‑run practice with a limited number of individual accounts and the sole owner functioning as the only employee who allocates roughly 10–15 hours per week to the business, a part‑time model that differs from many peers. Other notable practices include a formal personal‑trading protocol that prioritizes client orders ahead of the manager’s, allowance for client‑directed brokerage, and the principal’s recent background as a public company executive.

Client services

Portfolio management

Expertise

Income planning Tax-loss harvesting Charitable giving tax strategies

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Fee options

Fixed

Fixed fees negotiated per engagement for financial planning services; fixed annual fees for portfolio management under $300,000 accounts ($1,000 to $1,500)

Percentage

$0 - $1,000,000: 0.70% $1,000,000+: 0.45%

Project-based

Starting at $200 per hour for financial planning services

Other

Minimum fee: $1,000 minimum annual fee Fee-only: Hourly rates starting at $200 per hour for financial planning services; fixed fees negotiated per engagement for financial planning

Main office location

Horizon Capital Management, Inc.

Henrico VA, United States

Number of offices

2

Most active in

More info

Virginia

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

804-869-6451

Advisors at this firm

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Ryan B

Series 65

Henrico, VA

Horizon Capital Management, Inc.

Ryan Bram is a financial advisor at Horizon Capital Management, Inc. with two years of industry experience. He holds a Series 65 designation and has prior experience at Markel Group and KPMG. Outside of advisory work, Bram serves as a Senior Financial Analyst at Dominion Energy, focusing on treasury special projects and capital funding. Horizon Capital Management serves individual clients with discretionary portfolio management and limited financial planning support. The firm emphasizes long-term equity holdings selected through fundamental and technical analysis, tailoring account management to clients’ risk profiles and income needs.

Income planning Tax-loss harvesting Charitable giving tax strategies
user avatar

Craig B

Series 65

Richmond, VA

Horizon Capital Management, Inc.

Craig Bram is a financial advisor at Horizon Capital Management, Inc. with 30 years of industry experience. He holds a Series 65 designation and has worked at Horizon Capital Management since 1995, following nine years at Synalloy Corporation. Horizon Capital Management serves individual clients by providing discretionary investment supervisory and portfolio management services, supplemented by limited financial planning on an hourly or fixed-fee basis. The firm focuses on selecting individual equities using fundamental and technical analysis, emphasizes long-term holdings with low turnover, and offers tailored account management based on each client’s risk profile and income needs.

Income planning Tax-loss harvesting Charitable giving tax strategies
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