Burlington, MA Corporate Drive Office

Michael Ross is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Hornor, Townsend & Kent and Cornerstone Financial Group/Penn Mutual since 1993. Outside of his advisory role, Ross is a co-owner of Cornerstone Financial Group, where he is involved in life, health, disability, and long-term care insurance sales, and serves as a trustee for family member trusts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

David Walsh is a CFP® professional with over 31 years of experience in financial advising at Hornor, Townsend & Kent, LLC, where he has worked since 1995. In addition to his advisory role, he is involved in insurance sales and services through his activities with Cornerstone Financial Group and CFGPLAN, representing multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary account options. The firm combines SEC-registered advisory services and broker-dealer capabilities, managing billions in assets under management and leveraging relationships with third-party asset managers.

Thomas Sullivan is a CFP® with 45 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC since 1988. He has also been associated with Penn Mutual Life and Penn Mutual/PMES since 1977. In addition to his advisory work, he acts as an agent for Cornerstone Financial Group, providing life insurance brokerage services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of its assets on a non-discretionary basis.

William Trainor is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63, 65, and 66 licenses and totaling 12 years of industry experience. He has worked with Penn Mutual Life Insurance Company since 2018 and has been with Hornor, Townsend & Kent since 2016. In addition to his advisory role, Trainor is involved in multi-line insurance brokerage through his partnership in Cornerstone Financial Group. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, offering a combination of discretionary and non-discretionary account management across a range of investment strategies.